186 Highridge Rd, Front Royal, VA 22630 Property Records

Warren County property record for 186 Highridge Rd, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,338 sqft · built 2019
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Individual Names on File
Last Sale	$383,000 (Aug 2023)
Tax Bill	$2,528 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Nov 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`39/C/K/31`

Property Details

APN / Parcel Number

Primary APN	`39/C/K/31`
Alternative APN	`24020`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,338 sqft Living Area
Gross Area	3,343 sqft
1st Floor Area	1,338 sqft
Basement Area	1,320 sqft
Finished Basement	1,320 sqft
Unfinished Basement	1,338 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,965 sqft (1.17 acres)
Terrain	Rolling
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	24020
Old Parcel Number	39C K 31
Street Address	186 HIGHRIDGE RD
City	FRONT ROYAL
State	VA
Zip	22630-5518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LK31 LAKE FRONT ROYAL SUB
Legal Subdivision	LAKE FRONT ROYAL
Jurisdiction	WARREN VA
Township / Civil Division	SOUTH RIVER
Census Block Group	2
Census Block	2016
Census Tract	20602

Owner

186 Highridge Rd is owned and occupied by two individuals who bought it in August 2023.

Source: Warren County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	186 HIGHRIDGE RD, FRONT ROYAL, VA 22630-5518
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Nov 2, 2018	Deed of Trust, Mortgage RONALD K FRAZIER
Nov 26, 2019	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 1, 2019	Warranty Deed, Subdivision Related Transfer RONALD FRAZIER
Sep 21, 2018	Deed, Transfer CLEAR TITLE ESCROW AND SETTLEMEN, CLEAR TITLE ESCROW & SETTLEM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2023 · Amount on File
Deed Sale	Aug 30, 2023 · Amount on File
Prior Sale	Apr 1, 2019 · Amount on File
Deed Document Number	20233801
Prior Transfer Date	Apr 28, 2015
Prior Transfer Doc	0000002979
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	186 HIGHRIDGE RD, FRONT ROYAL, VA 22630-5518
Transaction Type	Mortgage
Record Updated	Sep 15, 2023
Title Company	NEW WORLD TITLE AND ESCROW LLC, NEW WORLD TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2354 SILVER FOX WAY, LOCUST GROVE, VA 22508-3135

Mortgage

Document Number	0230003802
Date	Aug 30, 2023
Instrument	230003802

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	186 HIGHRIDGE RD, FRONT ROYAL, VA 22630-5518
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180005525
Date	Nov 2, 2018
Instrument	180005525

Lender

Name	RONALD K FRAZIER
Type	Private Party
Address	125 E CULPEPER ST, CULPEPER, VA 22701

Agreement

Amount	Amount on Record

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	186 HIGHRIDGE RD, FRONT ROYAL, VA 22630-5518
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HIGHLAND TITLE AND ESCROW LLC, HIGHLAND TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190006331
Date	Nov 26, 2019
Instrument	190006331

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

April 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN VA
Recording Date	Apr 1, 2019
Property Address	186 HIGHRIDGE RD, FRONT ROYAL, VA 22630-5518
Document Number	190001383
Instrument Date	Mar 29, 2019
Instrument	190001383
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 12, 2021
Title Company	HIGHLAND TITLE AND ESCROW LLC, HIGHLAND TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	186 HIGHRIDGE RD, FRONT ROYAL, VA 22630-5518
Investor	Possibly a Property Investor

Mortgage

Document Number	190001384
Date	Apr 1, 2019
Instrument	190001384

Lender

Name	RONALD FRAZIER
Type	Private Party

Agreement

Amount	Amount on Record

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN VA
Recording Date	Sep 21, 2018
Property Address	186 HIGHRIDGE RD, FRONT ROYAL, VA 22630-5518
Document Number	180004752
Instrument Date	Sep 21, 2018
Instrument	180004752
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	CLEAR TITLE ESCROW AND SETTLEMEN, CLEAR TITLE ESCROW & SETTLEM

Transaction

Amount	Amount on Record
Tax	$35.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 BOWMAN RD, FRONT ROYAL, VA 22630-5026
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 186 Highridge Rd was $2,528, up 18.8% from the year before.

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,528.00 (+18.8%)	$444,300 (-) Land $56,500 Building $387,800
2025	$2,128.00 (-45.34%)	$444,300 (+14.13%) Land $56,500 Building $387,800	$444,300 (+14.13%) Land $56,500 Building $387,800
2024	$3,893.00	$389,300 (-) Land $51,800 Building $337,500	$389,300 (-) Land $51,800 Building $337,500
2023		$389,300 Land $51,800 Building $337,500	$389,300 Land $51,800 Building $337,500
2022	$3,893.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 186 Highridge Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1996–2014)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Highridge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

186 Highridge Rd, Front Royal, VA 22630 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2018: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Highridge Rd

Nearby Streets

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