186 High St, Topsfield, MA 01983 Property Records

Essex County and Topsfield Town property record for 186 High St, Topsfield, MA 01983 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1965
Square Footage	1,152 sqft Living Area
Lot Size	27,199 sqft (0.624 acres)
Occupancy	Owner Occupied
Last Sale	$172,000 (1995)
Tax Bill	$8,023.00 (2025)

Owner

Source: Essex County and Topsfield Town records · APN TOPS M:0058 B:0044 L

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	186 HIGH ST, TOPSFIELD, MA 01983-2204
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 28, 1995 · Amount on Record
Deed Sale	Jul 28, 1995 · Amount on Record
Deed Book / Page	13119 / 482
Record Refreshed	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSFIELD MA
Property Address	186 HIGH ST, TOPSFIELD, MA 01983-2204
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041229-494
Date	Oct 05, 2022
Book Page	41229/494
Instrument	20221005000550

Lender

Name	MEMBERS PLUS CU
Type	Credit Union

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2042

Tax Assessment & Valuation

Source: Essex County and Topsfield Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Topsfield Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Topsfield School District (PK - 06)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,023.00 (+2.05%)	$535,200 (-) Land $338,100 Building $197,100	$744,705
2024	$7,862.00 (+4.85%)	$535,200 (+8.49%) Land $338,100 Building $197,100
2023	$7,498.00	$493,300 Land $326,800 Building $166,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`TOPS M:0058 B:0044 L`
Alternative APN	`2025`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,152 sqft Living Area
Gross Area	2,920 sqft Gross Area
Basement Area	696 sqft Basement
Unfinished Basement	696 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	27,199 sqft (0.624 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	2025
Street Address	186 HIGH ST
City	TOPSFIELD
State	MA
Zip	01983-2204
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Subdivision	178 HIGH STREET
Legal Block	44
Jurisdiction	TOPSFIELD MA
Minor Civil Division	TOPSFIELD
Census Blockgroup	1
Census Block	1033
Census Tract	214100