Essex County and Andover Town property record for 186 High Plain Rd, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,700 sqft · built 1967 |
| Lot Size | 0.694 acres (30,248 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $196,500 (Nov 1986) |
| Tax Bill | $8,879 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Aug 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00132 B:00019 L:00000 |
| Primary APN | ANDO M:00132 B:00019 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,700 sqft Living Area |
| Gross Area | 2,708 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,248 sqft (0.694 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 186 HIGH PLAIN RD |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-3355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Subdivision | ANDOVER |
| Legal Block | 19 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 254401 |
186 High Plain Rd is owner-occupied and held in a trust since January 2026.
Source: Essex County and Andover Town records, as of July 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 186 HIGH PLAIN RD, ANDOVER, MA 01810-3355 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Aug 24, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance INSTITUTION FOR SAVINGS NEWBURYPORT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 1986 · Amount on File |
| Deed Sale | Nov 7, 1986 · Amount on File |
| Deed Book / Page | 2239 / 155 |
| Last Transfer Date | Jan 28, 2026 |
| Transfer Doc | 018507-221 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Feb 9, 2026 |
| Property Address | 186 HIGH PLAIN RD, ANDOVER, MA 01810-3355 |
| Document Number | 018507-221 |
| Book / Page | 18507 / 221 |
| Instrument Date | Jan 28, 2026 |
| Instrument | 2030 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 186 HIGH PLAIN RD, ANDOVER, MA 01810-3355 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 186 HIGH PLAIN RD, ANDOVER, MA 01810-3355 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16457-15 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 16457/15 |
| Instrument | 21956 |
| Name | INSTITUTION FOR SAVINGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2040 |
The 2025 property tax bill for 186 High Plain Rd was $8,879, down 0.6% from the year before.
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,879.00 (-0.59%) | $710,900 (+2.51%) Land $415,500 Building $295,400 | $731,785 |
| 2024 | $8,932.00 (+4.74%) | $693,500 (+11.08%) Land $409,900 Building $283,600 | |
| 2023 | $8,528.00 | $624,300 Land $369,200 Building $255,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 186 High Plain Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 186 High Plain Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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