186 Hickory Ln, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 186 Hickory Ln, Closter, NJ 07624

Property Summary

Property Type	Single Family Home
Details	5,108 sqft · built 2015
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,570,000 (Jun 2026)
Tax Bill	$42,731 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-02105-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`07-02105-0000-00005`
Alternative APNs	`070210500005` `128240`

Interior

Stories	1 Story
Building Area	5,108 sqft Living Area
1st Floor Area	5,108 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Frame
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Location & Zoning

Account Number	128240
Street Address	186 HICKORY LN
City	CLOSTER
State	NJ
Zip	07624-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DISTRICTN
Legal Description	0.36 AC
Legal Subdivision	CLOSTER HEIGHTS SEC #1
Legal Block	2105
Legal Lot Number	5
Jurisdiction	BERGEN NJ
Township / Civil Division	CLOSTER
Census Block Group	2
Census Block	2000
Census Tract	7002

Owner

Source: Bergen County and Closter Borough records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	186 HICKORY LN, CLOSTER, NJ 07624-2301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage GENISYS CREDIT UNION
Mar 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC CITY BANK
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2026 · Amount on Record
Deed Sale	Jun 10, 2026 · Amount on Record
Prior Sale	Mar 21, 2014 · Amount on Record
Deed Document Number	202638341
Deed Book / Page	5816 / 796
Record Updated	Oct 29, 2026

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 10, 2026
Property Address	186 HICKORY LN, CLOSTER, NJ 07624-2301
Document Number	0000038341
Book / Page	5816 / 796
Instrument Date	Apr 10, 2026
Instrument	202638341
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	AMERICAN LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$648,925.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 HICKORY LN, CLOSTER, NJ 07624-2301

Mortgage

Document Number	0000038342,
Date	Jun 10, 2026
Instrument	202638342

Lender

Name	GENISYS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	186 HICKORY LN, CLOSTER, NJ 07624-2301
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025642055
Date	Mar 17, 2017
Book Page	02564/2055
Instrument	17-023623

Lender

Name	PACIFIC CITY BANK
Type	Bank
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	186 HICKORY LN, CLOSTER, NJ 07624-2301
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043930768
Date	Sep 27, 2021
Book Page	4393/768
Instrument	2021150256

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Closter Borough
Elementary School District	Closter Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,333,900 (+13.17%) Land $650,200 Building $1,683,700	$2,333,900 (+13.17%) Land $650,200 Building $1,683,700
2025	$42,731.00 (+1.83%)	$2,062,300 (+7.06%) Land $615,200 Building $1,447,100	$2,062,300 (+7.06%) Land $615,200 Building $1,447,100
2024	$41,962.00 (+5.37%)
2023		$1,926,300 Land $574,400 Building $1,351,900	$1,926,300 Land $574,400 Building $1,351,900
2022	$39,824.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–1983)
Most Recent Claim	Apr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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