186 Hester St, Shepherdsville, KY 40165 Property Records

Bullitt County property record for 186 Hester St, Shepherdsville, KY 40165

Property Summary

Property Type	Single Family Home
Details	602 sqft
Lot Size	0.202 acres (8,800 sqft)
Owner	Individual Name on File
Last Sale	$81,500
Tax Bill	$1,080 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`037-NE0-05-003`

Property Details

APN / Parcel Number

Primary APN	`037-NE0-05-003`
Alternative APNs	`085420001` `417336`

Interior

Stories	1 Story
Building Area	602 sqft Finished Area

Exterior

Architectural Style	Split Entry
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Lot Area	8,800 sqft (0.202 acres)
Lot Dimensions	110 ft deep x 80 ft wide
Porch	Porch
Porch Area	218 sqft

Location & Zoning

Account Number	417336
Old Parcel Number	085420001
Street Address	186 HESTER ST
City	SHEPHERDSVILLE
State	KY
Zip	40165-6023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 32 & PT LT 31 & 33 OXLEYS ADDITION
Legal Subdivision	OXLEYS ADDITION
Legal Lot Number	31-33
Jurisdiction	BULLITT KY
Township / Civil Division	SHEPHERDSVILLE NORTHWEST
Census Block Group	1
Census Block	1026
Census Tract	20702

Owner

Source: Bullitt County assessment roll, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	186 HESTER ST, SHEPHERDSVILLE, KY 40165-6023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Amount on Record
Deed Sale	Amount on Record
Deed Document Number	0000933634
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BULLITT KY
Property Address	186 HESTER ST, SHEPHERDSVILLE, KY 40165-6023
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 HESTER ST, SHEPHERDSVILLE, KY 40165-6023

Mortgage

Document Number	0M2282/428
Date	Dec 2, 2025
Book Page	M2282/428
Instrument	830967

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bullitt County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bullitt County
Municipality	Shepherdsville City
Unified School District	Bullitt County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,080.00 (-0.64%)	$90,530 (-) Building $90,530	$90,530 (-) Building $90,530
2023	$1,087.00	$90,530 Building $90,530	$90,530 Building $90,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	12 (1997–2025)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile USA, Verizon.

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