Macon County property record for 186 Hemlock Creek Dr, Franklin, NC 28734
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,176 sqft · built 1982 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,500 (Sep 2021) |
| Tax Bill | $829 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6552321419 |
| Primary APN | 6552321419 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Heated Area |
| 1st Floor Area | 784 sqft |
| Upper Floors Area | 392 sqft |
| Basement Area | 784 sqft |
| Finished Basement | 784 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 11,761 sqft (0.27 acres) |
| Terrain | Rolling |
| Porch | Patio |
|---|---|
| Porch Area | 228 sqft |
| Deck Area | 32 sqft |
| Patio Area | 362 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 150509 |
|---|---|
| Street Address | 56 HUMMINGBIRD HILL RD |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-9452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | OFF 1131 |
| Legal Subdivision | ALLISON CREEK |
| Jurisdiction | MACON NC |
| Township / Civil Division | CARTOOGECHAYE |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 970700 |
186 Hemlock Creek Dr is owned by an individual who bought it in September 2021.
Source: Macon County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 186 HEMLOCK CREEK DR, FRANKLIN, NC 28734-8337 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2021 · Amount on File |
| Deed Sale | Sep 3, 2021 · Amount on File |
| Prior Sale | Nov 22, 2011 · Amount on File |
| Deed Document Number | 20218369 |
| Deed Book / Page | 41 / 590 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Sep 3, 2021 |
| Property Address | 186 HEMLOCK CREEK DR, FRANKLIN, NC 28734-8337 |
| Document Number | 000F41/590 |
| Book / Page | F-41 / 590 |
| Instrument Date | Aug 24, 2021 |
| Instrument | 2021008369 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $339.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 186 HEMLOCK CREEK DR, FRANKLIN, NC 28734-8337 |
| Document Number | 2021008370 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 2021008370 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2026 property tax bill for 186 Hemlock Creek Dr was $829.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $829.00 | $222,630 Land $22,160 Building $200,470 | $222,630 Land $22,160 Building $200,470 |
| 2025 | $829.00 | ||
| 2023 | $817.00 | $222,630 Land $22,160 Building $200,470 | $222,630 Land $22,160 Building $200,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 186 Hemlock Creek Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 186 Hemlock Creek Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
| BalsamWest FiberNET Fixed Wireless | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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