186 Gulph Hills Rd, Wayne, PA 19087 Property Records

Montgomery County property record for 186 Gulph Hills Rd, Wayne, PA 19087

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,270 sqft · built 1969
Lot Size	0.583 acres (25,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$443,000 (Aug 2010)
Tax Bill	$8,881 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`58-00-08701-00-7`

Property Details

APN / Parcel Number

Primary APN	`58-00-08701-00-7`
Alternative APN	`58043B037`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,270 sqft Living Area
1st Floor Area	1,262 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Colonial
Exterior Material	Asbestos
Lot Area	25,400 sqft (0.583 acres)
Lot Dimensions	239 ft deep x 106 ft wide
Garage Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	186 GULPH HILLS RD
City	WAYNE
State	PA
Zip	19087-4616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 16
Legal Subdivision	GULPH HILLS
Legal Block	43B
Legal Lot Number	16
Jurisdiction	MONTGOMERY PA
Township / Civil Division	UPPER MERION
Census Block Group	1
Census Block	1014
Census Tract	205904

Owner

Source: Montgomery County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	186 GULPH HILLS RD, WAYNE, PA 19087-4616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Feb 26, 2017	Deed of Trust, Mortgage · Line of Credit PSE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2010 · Amount on Record
Deed Sale	Aug 19, 2010 · Amount on Record
Deed Document Number	201070131
Deed Book / Page	5777 / 424
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY PA
Property Address	186 GULPH HILLS RD, WAYNE, PA 19087-4616
Transaction Type	Mortgage
Record Updated	Mar 7, 2024
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0155620482
Date	Apr 8, 2022
Book Page	15562/482
Instrument	2022041574

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2037

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY PA
Property Address	186 GULPH HILLS RD, WAYNE, PA 19087-4616
Document Number	0150860845
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	186 GULPH HILLS RD WAYNE PA 190874616, WAYNE, PA 19087-4616

Mortgage

Document Number	0150860845
Date	Nov 30, 2020
Book Page	015086/000845
Instrument	104704

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY PA
Property Address	186 GULPH HILLS RD, WAYNE, PA 19087-4616
Document Number	0143191072
Book / Page	014319 / 001072
Instrument Date	Feb 26, 2017
Transaction Type	Mortgage
Record Updated	Jun 27, 2017
Title Company	ISGN FULFILLMENT SERVICES INC, ISGN FULFILLMENT SVC INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 GULPH HILLS RD WAYNE PA 190874616, WAYNE, PA 19087-4616

Mortgage

Document Number	0143191072
Date	Apr 5, 2017
Book Page	014319/001072
Instrument	24236

Lender

Name	PSE CU
Type	Credit Union
Address	HARRISBURG, PA 17106-7013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 4, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Montgomery County
County Subdivision	Upper Merion Township
Unified School District	Upper Merion Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,881.00	$258,010 (-)	$258,010 (-)
2025	$8,881.00 (+11.7%)
2024		$258,010 (-) Land $115,820 Building $142,190
2023	$7,951.00 (+3.66%)	$258,010 Land $115,820 Building $142,190
2022	$7,670.00
1998			$258,010 (-) Land $115,820 Building $142,190
1996			$258,010 Land $115,820 Building $142,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	13 (1979–2023)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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