Monroe County property record for 186 Gulfview Dr, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,485 sqft · built 1989 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100 (Jan 2020) |
| Tax Bill | $9,265 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2020 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00392540-000000 |
| Primary APN | 00392540-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,485 sqft Living Area |
| 1st Floor Area | 1,485 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 957 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 955 sqft |
| Deck Area | 1,176 sqft |
| Patio Area | 1,176 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1480860 |
|---|---|
| Street Address | 186 GULFVIEW DR |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-4114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BLK C LT 22 WHITE MARLIN BEACH SEC-1 PB3-184 LOWER MATECUMBE KEY OR411-960 OR755-547 OR657-546 OR876-413 OR876-414 OR876-415 OR876-416 OR887-916 OR1063-820C OR1063-822 OR1135-338 OR2901-704/05L/E OR3004-2308L/E |
| Legal Range | 36E |
| Legal Township | 64S |
| Legal Section | 20 |
| Legal Subdivision | WHITE MARLIN BEACH SEC 1 |
| Legal Block | C |
| Legal Lot Number | 22 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 970900 |
Source: Monroe County records, as of March 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1631 NW 36TH AVE, MIAMI, FL 33125-1735 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 5, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 23, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 16, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2020 · Amount on Record |
| Deed Sale | Jan 23, 2020 · Amount on Record |
| Prior Sale | Apr 16, 2018 · Amount on Record |
| Deed Document Number | 20202252944 |
| Deed Book / Page | 3004 / 2308 |
| Prior Transfer Date | Jan 2, 2020 |
| Prior Transfer Doc | 0030042308 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Dec 5, 2025 |
| Property Address | 186 GULFVIEW DR, ISLAMORADA, FL 33036-4114 |
| Document Number | 0033561382 |
| Book / Page | 3356 / 1382 |
| Map Reference | MB 3 PG 184 |
| Instrument Date | Dec 3, 2025 |
| Instrument | 2524409 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1631 NW 36TH AVE, MIAMI, FL 33125-1735 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1631 NW 36TH AVE, MIAMI, FL 33125-1735 |
| Document Number | 0003358336 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | 3358/336 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 23, 2020 |
| Property Address | 186 GULFVIEW DR, ISLAMORADA, FL 33036-4114 |
| Document Number | 0030042308 |
| Book / Page | 003004 / 002308 |
| Instrument Date | Jan 2, 2020 |
| Instrument | 2252944 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1631 NW 36TH AVE MIAMI FL 331251735, MIAMI, FL 33125-1735 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 16, 2018 |
| Property Address | 186 GULFVIEW DR, ISLAMORADA, FL 33036-4114 |
| Document Number | 0029010704 |
| Book / Page | 002901 / 000704 |
| Instrument Date | Mar 21, 2018 |
| Instrument | 2164374 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1631 NW 36H AVE MIAMI FL 33125, MIAMI, FL 33125 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,198,804 (+8.2%) Land $917,000 Building $281,804 | $1,198,804 (+8.2%) Land $917,000 Building $281,804 | |
| 2024 | $9,265.00 (+4.97%) | ||
| 2023 | $8,826.00 (+12.81%) | $1,107,937 (+25.91%) Land $840,000 Building $267,937 | $1,107,937 (+25.91%) Land $840,000 Building $267,937 |
| 2022 | $7,824.00 | $879,915 Land $604,800 Building $275,115 | $879,915 Land $604,800 Building $275,115 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 493 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 650 units insured incl. 157 condo units |
| Nearby Flood Claims | 553 (1981–2020) |
| Claims Outside the SFHA | 2 of 553 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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