186 Grove St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 186 Grove St, Franklin, MA 02038 · Last verified April 2026

Property Summary

Property Type	Office Building
Details	3 bd · 3.5 ba · 3,767 sqft · built 1950
Lot Size	1.87 acres (81,849 sqft)
Owner	Individual Name on File
Last Sale	$1,075,000 (Aug 2025)
Tax Bill	$14,728 (2025)
Deeds & Mortgages	Feb 2021 Refinance Aug 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38-008`

Property Details

APN / Parcel Number

Primary APN	`38-008`
Alternative APNs	`FRAN M:306 L:010` `M:038 L:008`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Units	4 Units
Stories	2 Stories
Building Area	3,767 sqft Total Area
Gross Area	7,590 sqft
Basement Area	2,034 sqft
Unfinished Basement	2,034 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	81,849 sqft (1.87 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	38-008
Street Address	186 GROVE ST
City	FRANKLIN
State	MA
Zip	02038-3249
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Subdivision	FRANKLIN
Legal Lot Number	10
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	1
Census Block	1029
Census Tract	442105

Owner

Source: Norfolk County and Franklin Town City records · APN 38-008

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	900 WASHINGTON ST, FRANKLIN, MA 02038-3333
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 08, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BAY COLONY DEVELOPMENT CORP
Aug 27, 2025	Quit Claim Deed, Transfer
Nov 25, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MIDDLESEX SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 27, 2025 · Amount on Record
Deed Sale	Aug 27, 2025 · Amount on Record
Prior Sale	Nov 25, 2019 · Amount on Record
Deed Book / Page	42612 / 451
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	186 GROVE ST, FRANKLIN, MA 02038-3249
Transaction Type	Mortgage
Record Updated	Feb 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038978-443
Date	Feb 08, 2021
Book Page	38978/443
Instrument	16872

Lender

Name	BAY COLONY DEVELOPMENT CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Aug 27, 2025
Property Address	186 GROVE ST, FRANKLIN, MA 02038-3249
Document Number	042612-451
Book / Page	42612 / 451
Instrument Date	Aug 19, 2025
Instrument	59650
Transaction Type	Transfer
Record Updated	Feb 09, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 WASHINGTON ST, FRANKLIN, MA 02038-3333

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Nov 25, 2019
Property Address	186 GROVE ST, FRANKLIN, MA 02038-3249
Document Number	37380-300
Book / Page	37380 / 300
Instrument Date	Nov 12, 2019
Instrument	110095
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 GROVE ST, FRANKLIN, MA 02038-3249

Mortgage

Document Number	110097
Date	Nov 25, 2019
Instrument	110097

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$14,728.00 (+1.8%)	$1,267,500 (+3.29%) Land $257,400 Building $1,010,100
2024	$14,468.00 (+5.72%)	$1,227,100 (+12.81%) Land $257,400 Building $969,700
2023	$13,685.00	$1,087,800 Land $281,000 Building $806,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250214421051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 47 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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