186 Giltedge Rd, Munford, TN 38058 Property Records

Tipton County property record for 186 Giltedge Rd, Munford, TN 38058

Property Summary

Property Type	Single Family Home
Details	1 ba · 884 sqft · built 1958
Lot Size	0.276 acres (12,015 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Mar 2015)
Tax Bill	$395 (2022)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084095M C 00900`

Property Details

APN / Parcel Number

Primary APN	`084095M C 00900`
Alternative APN	`095M C 00900`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	884 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1961
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,015 sqft (0.276 acres)
Lot Dimensions	135 ft deep x 89 ft wide
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	52 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	186 GILTEDGE RD
City	MUNFORD
State	TN
Zip	38058-6010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 06, COUNTY AREA: S45
Legal Subdivision	MUNFORD HGTS
Legal Lot Number	7
Jurisdiction	TIPTON TN
Township / Civil Division	5
Census Block Group	1
Census Block	1014
Census Tract	40304

Owner

186 Giltedge Rd is owned by two individuals who bought it in March 2015.

Source: Tipton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	498 GILTEDGE RD, MUNFORD, TN 38058-6014
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2015 · Amount on File
Deed Sale	Mar 16, 2015 · Amount on File
Prior Sale	Jan 2, 1965
Deed Document Number	2015184002
Deed Book / Page	1648 / 938
Prior Transfer Date	May 12, 2014
Prior Transfer Doc	0001623648
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	186 GILTEDGE RD, MUNFORD, TN 38058-6010
Document Number	1850559
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 GILTEDGE RD MUNFORD TN 380586014, MUNFORD, TN 38058-6014

Mortgage

Document Number	1850559
Date	Jul 2, 2020
Book Page	001850/000559
Instrument	234667

Lender

Name	INSOUTH BK
Type	Bank
Address	MILLINGTON, TN 38053

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jul 1, 2025

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Munford City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,150 Land $5,275 Building $12,875
2023		$18,150 Land $5,275 Building $12,875
2022	$395.00
2020			$72,600 Land $21,100 Building $51,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 186 Giltedge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Giltedge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNFORD WATER DEPT serves 10,434 people · EPA ID TN0000490
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Cable	2,000 / 75
Aeneas Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20