186 Gillespie Ave, Middletown, DE 19709 Property Records

New Castle County property record for 186 Gillespie Ave, Middletown, DE 19709

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,354 sqft · built 2005
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,629 (2025)
Deeds & Mortgages	May 2023 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-034.00-047`

Property Details

APN / Parcel Number

Primary APN	`23-034.00-047`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,354 sqft Living Area
1st Floor Area	1,112 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	186 GILLESPIE AVE
City	MIDDLETOWN
State	DE
Zip	19709-8361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	23R-3
Legal Subdivision	WILLOW GROVE MILL SEC 2
Legal Lot Number	478
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	2
Census Block	2013
Census Tract	16614

Owner

186 Gillespie Ave is owned and occupied by two individuals who acquired it in April 2018.

Source: New Castle County records, as of May 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	186 GILLESPIE AVE, MIDDLETOWN, DE 19709-8361
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 6, 2018	Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES
Jan 12, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2018
Deed Sale	Apr 6, 2018
Prior Sale	Jan 12, 2018
Deed Document Number	201816279
Prior Transfer Date	Mar 16, 2006
Prior Transfer Doc	0000028782
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	186 GILLESPIE AVE, MIDDLETOWN, DE 19709-8361
Transaction Type	Mortgage
Record Updated	Jun 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 GILLESPIE AVE, MIDDLETOWN, DE 19709-8361

Mortgage

Document Number	0000033721
Date	May 26, 2023
Instrument	20230526-0033721

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 17, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	186 GILLESPIE AVE, MIDDLETOWN, DE 19709-8361
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052389
Date	May 3, 2021
Instrument	20210503-0052389

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Apr 6, 2018
Property Address	186 GILLESPIE AVE, MIDDLETOWN, DE 19709-8361
Document Number	0000016279
Map Reference	DOC 20040527-0058148
Instrument Date	Mar 30, 2018
Instrument	20180406-0016279
Transaction Type	Transfer
Record Updated	Oct 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	186 GILLESPIE AVE, MIDDLETOWN, DE 19709-8361

Mortgage

Document Number	0000016280
Date	Apr 6, 2018
Instrument	20180406-0016280

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Jan 12, 2018
Property Address	186 GILLESPIE AVE, MIDDLETOWN, DE 19709-8361
Document Number	0000001949
Instrument Date	Dec 29, 2017
Instrument	1949
Transaction Type	Foreclosure
Record Updated	Jan 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$170.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 MALLARD WAY MIDDLETOWN DE 197096102, MIDDLETOWN, DE 19709-6102

Tax Assessment & Valuation

The 2025 property tax bill for 186 Gillespie Ave was $2,629.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Municipality	Middletown Town
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,629.00	$391,000 Land $75,900 Building $315,100
2024			$309,150
2023	$2,907.00 (+0.17%)	$94,400 (-) Land $13,200 Building $81,200
2022	$2,902.00	$94,400 Land $13,200 Building $81,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 186 Gillespie Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Gillespie Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 95% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTESIAN WATER COMPANY private · serves 231,114 people · EPA ID DE0000552
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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