186 Georgetown Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 186 Georgetown Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,192 sqft · built 2014
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$138,900 (Aug 2014)
Tax Bill	$2,105 (2025)
Deeds & Mortgages	Sep 2024 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0020K030`

Property Details

APN / Parcel Number

Primary APN	`0020K030`
Alternative APN	`28324`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,192 sqft Heated Area
Attic Area	1,192 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.119 acres)
Lot Dimensions	100 ft deep x 51 ft wide
Garage Area	357 sqft
Porch	Open Porch
Porch Area	161 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28324
Street Address	186 GEORGETOWN DR
City	RINGGOLD
State	GA
Zip	30736-6576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTZ
Legal Description	LOT 30 STONEBROOKE
Legal Subdivision	STONEBROOKE
Legal Lot Number	30
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	4
Census Block	4000
Census Tract	30402

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	186 GEORGETOWN DR, RINGGOLD, GA 30736-6576
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2024	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE INVTRS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2014 · Amount on Record
Deed Sale	Aug 26, 2014 · Amount on Record
Deed Document Number	0001740350
Deed Book / Page	1740 / 350
Record Updated	Jun 8, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	186 GEORGETOWN DR, RINGGOLD, GA 30736-6576
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 GEORGETOWN DR, RINGGOLD, GA 30736-6576

Mortgage

Document Number	0023440000000703
Date	Sep 3, 2024
Book Page	0000002344/0000000703
Instrument	D2024005277

Lender

Name	DISCOVER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	186 GEORGETOWN DR, RINGGOLD, GA 30736-6576
Document Number	0020520657
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	186 GEORGETOWN DR RINGGOLD GA 307366576, RINGGOLD, GA 30736-6576

Mortgage

Document Number	0020520657
Date	May 19, 2020
Book Page	002052/000657
Instrument	3666

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,105.00 (-12.04%)	$110,881 (-1.2%) Land $12,000 Building $98,881	$277,203 (-1.2%) Land $30,000 Building $247,203
2024	$2,393.00 (+23.73%)	$112,228 (+29.88%) Land $12,000 Building $100,228	$280,569 (+29.88%) Land $30,000 Building $250,569
2023	$1,934.00 (+27.57%)	$86,408 Land $12,000 Building $74,408	$216,021 Land $30,000 Building $186,021
2022	$1,516.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1995–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ringgold Telephone Company.

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