Pope County property record for 186 Gardner Ln, Dover, AR 72837
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,689 sqft · built 1992 |
| Lot Size | 0.99 acres (43,124 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Aug 2015) |
| Tax Bill | $3,197 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 369-00058-000R |
| Primary APN | 369-00058-000R |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,689 sqft Living Area |
| 1st Floor Area | 3,305 sqft |
| Upper Floors Area | 384 sqft |
| Basement Area | 866 sqft |
| Finished Basement | 866 sqft |
| Flooring | Hardwood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 43,124 sqft (0.99 acres) |
| Garage Type | Mixed |
| Garage Area | 399 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 3,424 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 200 sqft |
| Deck Area | 399 sqft |
| Patio Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 186 GARDNER LN |
|---|---|
| City | DOVER |
| State | AR |
| Zip | 72837-8567 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 56 |
| Legal Range | 20W |
| Legal Township | 08N |
| Legal Section | 17 |
| Legal Subdivision | BAYOU RIDGE ESTATES |
| Legal Lot Number | 56 |
| Jurisdiction | POPE AR |
| Township / Civil Division | DOVER |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 950901 |
186 Gardner Ln is owned and occupied by two individuals who bought it in August 2015.
Source: Pope County records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 186 GARDNER LN, DOVER, AR 72837-8567 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 25, 2017 | Deed of Trust, Mortgage FIRST STATE BANK |
| Jul 18, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2015 · Amount on File |
| Deed Sale | Aug 11, 2015 · Amount on File |
| Deed Book / Page | 2015-38 / 422 |
| Prior Transfer Date | Aug 10, 2015 |
| Prior Transfer Doc | 201538/425 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POPE AR |
| Property Address | 186 GARDNER LN, DOVER, AR 72837-8567 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0201703507 |
|---|---|
| Date | Jul 25, 2017 |
| Instrument | 2017-03507 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 42 Months |
| Due | Jan 1, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POPE AR |
| Property Address | 186 GARDNER LN, DOVER, AR 72837-8567 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201905/626 |
|---|---|
| Date | Jul 18, 2019 |
| Book Page | 2019-05/626 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | RUSSELLVILLE, AR 72802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 22, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 186 Gardner Ln was $3,197 with a homeowner's exemption, down 15.8% from the year before.
Source: Pope County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Pope County |
| Unified School District | Dover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,197.00 (-15.8%) Homeowner's exemption | $79,110 Land $7,600 Building $71,510 | |
| 2024 | $3,797.00 (+0.93%) | ||
| 2023 | $3,762.00 Homeowner's exemption | $79,110 Land $7,600 Building $71,510 | $395,550 Land $38,000 Building $357,550 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 186 Gardner Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2021–2022) |
| Most Recent Claim | Apr 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 186 Gardner Ln is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 64% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRI-COUNTY WATER DISTBR DIST serves 16,084 people · EPA ID AR0000782 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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