Scotland Town property record for 186 Gager Hill Rd, Windham, CT 06280
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,176 sqft · built 1996 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Jun 2020) |
| Tax Bill | $5,522 (2025) |
| Deeds & Mortgages | Nov 2023 Refinance Jun 2020 Sale & Mortgage |
| APN | SCOT M:25 B:19 L:1 |
| Primary APN | SCOT M:25 B:19 L:1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| Gross Area | 3,953 sqft |
| Basement Area | 1,176 sqft |
| Unfinished Basement | 1,176 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 18801 |
|---|---|
| Street Address | 186 GAGER HILL RD |
| City | WINDHAM |
| State | CT |
| Zip | 06280-2207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 19 |
| Legal Lot Number | 1 |
| Jurisdiction | SCOTLAND CT |
| Township / Civil Division | SCOTLAND |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 825000 |
186 Gager Hill Rd is owned and occupied by an individual who bought it in June 2020.
Source: Scotland Town records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 186 GAGER HILL RD, WINDHAM, CT 06280-2207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 7, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU |
| Jun 17, 2020 | Executor's Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2020 · Amount on File |
| Deed Sale | Jun 17, 2020 · Amount on File |
| Prior Sale | Sep 29, 1995 · Amount on File |
| Deed Document Number | 2020142 |
| Deed Book / Page | 78 / 418 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTLAND CT |
| Property Address | 186 GAGER HILL RD, WINDHAM, CT 06280-2207 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000082-894 |
|---|---|
| Date | Nov 7, 2023 |
| Book Page | 82/894 |
| Instrument | 2023000191 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2043 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | SCOTLAND CT |
| Recording Date | Jun 17, 2020 |
| Property Address | 186 GAGER HILL RD, WINDHAM, CT 06280-2207 |
| Document Number | 78-418 |
| Book / Page | 78 / 418 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 2020000142 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2020000143 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 2020000143 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 186 Gager Hill Rd was $5,522.
Source: Scotland Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Scotland Town |
| Secondary School District | Regional School District 11 (07 - 12) |
| Elementary School District | Scotland School District (PK - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,522.00 | $175,700 Land $27,510 Building $148,190 | $122,990 Land $19,257 Building $103,733 |
| 2024 | $5,522.00 (+21.84%) | ||
| 2023 | $4,532.00 (+2.56%) | $113,300 (-) Land $27,600 Building $85,700 | |
| 2022 | $4,419.00 | $113,300 Land $27,600 Building $85,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 186 Gager Hill Rd.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 186 Gager Hill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures