186 Forestbrook Dr, Madison, AL 35757 Property Records

Madison County property record for 186 Forestbrook Dr, Madison, AL 35757

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,617 sqft · built 2009
Lot Size	0.347 acres (15,141 sqft)
Owner	2 Individual Names on File
Last Sale	$154,900 (Feb 2016)
Tax Bill	$827 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-05-16-0-001-001.119`

Property Details

APN / Parcel Number

Primary APN	`15-05-16-0-001-001.119`
Alternative APN	`427227`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,617 sqft Living Area
1st Floor Area	2,617 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,141 sqft (0.347 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	427227
Street Address	186 FORESTBROOK DR
City	MADISON
State	AL
Zip	35757-7674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 BENTBROOK PHASE 2 PB # 20080620000401810
Legal Range	02W
Legal Township	03S
Legal Section	16
Legal Subdivision	BENTBROOK
Legal Phase	2
Legal Tract	B
Legal Lot Number	23
Jurisdiction	MADISON AL
Township / Civil Division	HUNTSVILLE
Census Block Group	2
Census Block	2018
Census Tract	10623

Owner

186 Forestbrook Dr is owned and occupied by two individuals who bought it in February 2016.

Source: Madison County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	186 FORESTBROOK DR, MADISON, AL 35757-7674
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Aug 22, 2018	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2016 · Amount on File
Deed Sale	Feb 2, 2016 · Amount on File
Prior Sale	Apr 27, 2010
Deed Document Number	201654080
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	186 FORESTBROOK DR, MADISON, AL 35757-7674
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100014863
Date	Feb 22, 2021
Instrument	2021-00014863

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	186 FORESTBROOK DR, MADISON, AL 35757-7674
Document Number	0000069045
Instrument Date	Aug 22, 2018
Transaction Type	Mortgage
Record Updated	Nov 19, 2018
Title Company	SOURCE OF TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18 FORESTBROOK DR MADISON AL 35757, MADISON, AL 35757

Mortgage

Document Number	0000069045
Date	Oct 29, 2018
Instrument	69045

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 186 Forestbrook Dr was $827 with a homeowner's exemption, up 7.1% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$827.00 (+7.12%)
2025	$772.00 Homeowner's exemption	$26,940 Land $4,580 Building $22,360	$293,800 Land $50,000 Building $243,800
2023	$718.00 (+17.13%) Homeowner's exemption	$25,180 (+16.9%) Land $5,000 Building $20,180	$251,700 (+16.91%) Land $50,000 Building $201,700
2022	$613.00 Homeowner's exemption	$21,540 Land $3,500 Building $18,040	$215,300 Land $35,000 Building $180,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 186 Forestbrook Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Forestbrook Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.2% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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