186 Fairfield Rd, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 186 Fairfield Rd, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	578 sqft · built 1920
Lot Size	0.057 acres (2,483 sqft)
Owner	Individual Name on Record
Last Sale	$106,000 (Oct 2022)
Tax Bill	$3,233 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`14-00302-0000-00082`

Property Details

APN / Parcel Number

Primary APN	`14-00302-0000-00082`
Alternative APN	`140030200082`

Interior

Building Area	578 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Lot Area	2,483 sqft (0.057 acres)

Location & Zoning

Street Address	186 FAIRFIELD RD
City	WAYNE
State	NJ
Zip	07470-7315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	I
Legal Block	302
Legal Lot Number	82
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2001
Census Tract	246300

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	186 FAIRFIELD RD, WAYNE, NJ 07470-7315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Bargain and Sale Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Jul 24, 2018	Grant Deed, Transfer · FHA Mortgage NJ LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2022 · Amount on Record
Deed Sale	Oct 28, 2022 · Amount on Record
Prior Sale	Jul 24, 2018 · Amount on Record
Deed Document Number	202250850
Deed Book / Page	4421 / 262
Record Updated	Oct 29, 2026

October 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PASSAIC NJ
Recording Date	Oct 28, 2022
Property Address	186 FAIRFIELD RD, WAYNE, NJ 07470-7315
Document Number	0000050850
Book / Page	D4421 / 262
Instrument Date	Oct 25, 2022
Instrument	2022050850
Transaction Type	Transfer
Record Updated	Nov 23, 2022
Title Company	TITLE AGENCY/NJ INC, TITLE AGENCY OF NJ INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$371.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24 COURTER AVE, 24, WAYNE, NJ 07470-7310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 FAIRFIELD RD, WAYNE, NJ 07470-7315

Mortgage

Document Number	0000050851
Date	Oct 28, 2022
Instrument	2022050851

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jul 24, 2018
Property Address	186 FAIRFIELD RD, WAYNE, NJ 07470-7315
Document Number	0000032264
Book / Page	003358 / 000112
Instrument Date	Jul 11, 2018
Instrument	32264
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	HUDSON UNITED TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 FAIRFIELD RD WAYNE NJ 074707315, WAYNE, NJ 07470-7315

Mortgage

Document Number	32267
Date	Jul 24, 2018
Book Page	015111/000195
Instrument	32267

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2048

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,900 (-) Land $31,900 Building $22,000	$53,900 (-) Land $31,900 Building $22,000
2025	$3,233.00 (+0.91%)	$53,900 (-) Land $31,900 Building $22,000	$53,900 (-) Land $31,900 Building $22,000
2024	$3,204.00 (+5.15%)
2023		$53,900 Land $31,900 Building $22,000	$53,900 Land $31,900 Building $22,000
2022	$3,047.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 95 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	95 in force
Nearby Flood Claims	1,089 (1978–2024)
Claims Outside the SFHA	21 of 1,089
Most Recent Claim	Apr 2024 · river or lake flooding
Claims by Event	Hurricane Irene, Sep 2011 · 107 claims Severe Storms And Flooding, Mar 2010 · 126 claims Coastal Storms & Flooding, Apr 1984 · 86 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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