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186 Emma, Diana, TX 75640 Property Records

Upshur County property record for 186 Emma, Diana, TX 75640

Property Summary

Property TypeResidential
Details4,385 sqft · built 2011
Lot Size0.674 acres (29,359 sqft)
Owner2 Individual Names on File
Last Sale$357,800 (Mar 2021)
Tax Bill$8,201 (2026)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNS417-S06-000-PH2LT10DDDDDDDDDD

Property Details

APN / Parcel Number

Primary APNS417-S06-000-PH2LT10DDDDDDDDDD
Alternative APNs
  • S417-S06-000-PH2LT10
  • 65046947

Interior

Building Area4,385 sqft Total Area
1st Floor Area2,045 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area29,359 sqft (0.674 acres)
Garage Area506 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberS417-S06-000-PH2LT10
Street Address186 EMMA
CityDIANA
StateTX
Zip75640-3985
Property CategoryResidential
Property TypeResidential > Specialized > Other
Legal DescriptionLOT 10, BLK PH 2 MAGNOLIA RIDGE SUBDIVISION S417 (A440) 0.674 ACRES & HOUSE & SHOP
Legal SubdivisionMAGNOLIA RIDGE SUBDIVISION
Legal Lot Number10
JurisdictionUPSHUR TX
Township / Civil DivisionORE CITY
Census Block Group1
Census Block1012
Census Tract950102

Owner

186 Emma, a residential property, is owned and occupied by two individuals who bought it in March 2021.

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address186 EMMA, DIANA, TX 75640-3985
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 8, 2021 · Amount on File
Deed SaleMar 8, 2021 · Amount on File
Prior SaleMay 13, 2013
Deed Document Number20211637
Prior Transfer DateMar 3, 2021
Prior Transfer Doc0202101637
Record UpdatedOct 29, 2026

March 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionUPSHUR TX
Recording DateMar 8, 2021
Property Address186 EMMA, DIANA, TX 75640-3985
Document Number0202101637
Instrument DateMar 3, 2021
Instrument202101637
Transaction TypeTransfer
Record UpdatedDec 25, 2025
Title CompanyCTC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 331, BECKVILLE, TX 75631-0331

Transferred To (Grantee/Buyer)

NameVerified Name
Address186 EMMA, DIANA, TX 75640-3985

Mortgage

Document Number0202101638
DateMar 8, 2021
Instrument202101638
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 186 Emma was $8,201 with exemptions applied, up 2% from the year before.

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyUpshur County
Unified School DistrictNew Diana Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,201.00 (+199.96%) Homeowner's exemption Senior Citizen's exemption$431,430 (-0.06%) Land $67,000 Building $364,430$431,430 (-0.06%) Land $67,000 Building $364,430
2025$2,734.00 Homeowner's exemption Senior Citizen's exemption$431,710 Land $66,700 Building $365,010$431,710 Land $66,700 Building $365,010
2023$359,190 Land $27,400 Building $331,790$359,190 Land $27,400 Building $331,790
2022$4,463.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 186 Emma in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Emma is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIANA SUD
serves 7,953 people · EPA ID TX2300006
Water SourcePurchased surface water from NORTHEAST TEXAS MWD
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		25 / 3
Veopoint
Fixed Wireless		10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Emma

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