186 Ellis Ave, Troy, MO 63379 Property Records

Lincoln County property record for 186 Ellis Ave, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,126 sqft · built 1930
Lot Size	0.224 acres (9,757 sqft)
Owner	2 Individual Names on Record
Last Sale	$86,700 (Jan 2021)
Tax Bill	$839 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-70-26-003-001-035.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-26-003-001-035.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,126 sqft Living Area
Basement Area	1,126 sqft
Unfinished Basement	1,126 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,757 sqft (0.224 acres)

Location & Zoning

Street Address	186 ELLIS AVE
City	TROY
State	MO
Zip	63379-1114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 65' OF THE W 150' LOT 3 CREECH ADDITION
Legal Range	01W
Legal Township	49N
Legal Section	37
Legal Subdivision	CREECH ADDITION
Legal Lot Number	3
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	5
Census Block	5027
Census Tract	810305

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	186 ELLIS AVE, TROY, MO 63379-1114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Aug 1, 2017	Warranty Deed, Transfer · VA Mortgage MACON ATLANTA STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2021 · Amount on Record
Deed Sale	Jan 7, 2021 · Amount on Record
Prior Sale	Aug 1, 2017 · Amount on Record
Deed Document Number	2021369
Deed Book / Page	2457 / 884
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jan 7, 2021
Property Address	186 ELLIS AVE, TROY, MO 63379-1114
Document Number	002457/884
Book / Page	2457 / 884
Instrument Date	Jan 7, 2021
Instrument	2021000369
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1015 HUNTINGTON DR, TROY, MO 63379-2255

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 ELLIS AVE, TROY, MO 63379-1114
Investor	Possibly a Property Investor

Mortgage

Document Number	2021000370
Date	Jan 7, 2021
Instrument	2021000370

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Aug 1, 2017
Property Address	186 ELLIS AVE, TROY, MO 63379-1114
Document Number	02413/0675
Book / Page	2413 / 0675
Instrument Date	Jul 31, 2017
Instrument	2017007141
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	TRI COUNTY LAND TITLE SVCS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 HUNTINGTON DR, TROY, MO 63379-2255

Mortgage

Document Number	02413/0676
Date	Aug 1, 2017
Book Page	2413/0676
Instrument	2017007142

Lender

Name	MACON ATLANTA STATE BANK
Address	MACON, MO 63552

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2037

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,362 (-) Land $1,852 Building $11,510
2025	$839.00 (+9.39%)	$13,362 (+10.83%) Land $1,852 Building $11,510	$70,330 (+10.84%) Land $9,750 Building $60,580
2023	$767.00 (+5.94%)	$12,056 Land $1,235 Building $10,821	$63,450 Land $6,500 Building $56,950
2022	$724.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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