Cuyahoga County property record for 186 Eldred Ave, Bedford, OH 44146
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,064 sqft · built 1956 |
| Lot Size | 0.195 acres (8,533 sqft) |
| Owner | Owner Name on File |
| Last Sale | $129,900 (Jan 2007) |
| Tax Bill | $3,794 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage May 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 811-16-070 |
| Primary APN | 811-16-070 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Basement Area | 1,064 sqft |
| Finished Basement | 532 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,533 sqft (0.195 acres) |
| Lot Dimensions | 161 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 186 ELDRED AVE |
|---|---|
| City | BEDFORD |
| State | OH |
| Zip | 44146-2617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 25 METPK 0123 ALL |
| Legal Subdivision | METPK |
| Legal Lot Number | 123 |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | BEDFORD |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 132100 |
Source: Cuyahoga County assessment roll, APN 811-16-070, as of August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 186 ELDRED AVE, BEDFORD, OH 44146-2617 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jul 28, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING |
| May 21, 2025 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| Aug 14, 2024 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 25, 2007 · Amount on Record |
| Deed Sale | Jan 25, 2007 · Amount on Record |
| Prior Sale | Mar 25, 2003 |
| Deed Document Number | 0001250779 |
| Last Transfer Date | Nov 30, 2009 |
| Transfer Doc | 0011300648 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 186 ELDRED AVE, BEDFORD, OH 44146-2617 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000095 |
|---|---|
| Date | Jul 28, 2023 |
| Instrument | 202307280095 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 186 ELDRED AVE, BEDFORD, OH 44146-2617 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 186 ELDRED AVE, BEDFORD, OH 44146-2617 |
| Document Number | 0000000097 |
|---|---|
| Date | May 21, 2025 |
| Instrument | 202505210097 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | AUSTIN, TX 78726 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 186 ELDRED AVE, BEDFORD, OH 44146-2617 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 186 ELDRED AVE, BEDFORD, OH 44146-2617 |
| Document Number | 0000000030 |
|---|---|
| Date | Aug 14, 2024 |
| Instrument | 202408140030 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | AUSTIN, TX 78726 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Jul 01, 2053 |
Source: Cuyahoga County assessment roll as of August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Bedford City |
| Unified School District | Bedford City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,794.00 (+9.24%) Homeowner's exemption | $48,860 (-) Land $10,710 Building $38,150 | |
| 2024 | $3,473.00 (+5.66%) Homeowner's exemption | $48,860 (+33.06%) Land $10,710 Building $38,150 | $139,600 (+33.08%) Land $30,600 Building $109,000 |
| 2023 | $3,287.00 (+13.07%) Homeowner's exemption | $36,720 (-) Land $8,090 Building $28,630 | |
| 2022 | $2,907.00 Homeowner's exemption | $36,720 Land $8,090 Building $28,630 | |
| 2021 | $104,900 Land $23,100 Building $81,800 |
Source: FEMA National Flood Hazard Layer, Cuyahoga County (39035C), as of December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390351321003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2021 · other causes |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 485 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| PCs for People Fixed Wireless | 100 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system OH1800003, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BEDFORD CITY PWS serves 13,149 people |
|---|---|
| Water Source | Purchased surface water from CLEVELAND PUBLIC WATER SYSTEM |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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