Harnett County property record for 186 Edgecombe Dr, Spring Lake, NC 28390
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 2 ba · 1,545 sqft · built 2003 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Aug 2023) |
| Tax Bill | $2,322 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500058087 |
| Primary APN | 1500058087 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,545 sqft Heated Area |
| 1st Floor Area | 1,545 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 529 sqft |
| Porch | Porch |
| Porch Area | 115 sqft |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1500058087 |
|---|---|
| Street Address | 186 EDGECOMBE DR |
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-9146 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | RA20M |
| Legal Description | LT#8 OVERHILLS CRK S4 PT4MAP#2002-1349 |
| Legal Subdivision | OVERHILLS CREEK |
| Legal Lot Number | 8 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 71202 |
186 Edgecombe Dr is owned and occupied by an individual who bought it in August 2023.
Source: Harnett County records, as of September 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 186 EDGECOMBE DR, SPRING LAKE, NC 28390-9146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 9, 2023 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Feb 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Aug 19, 2020 | Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2023 · Amount on File |
| Deed Sale | Aug 9, 2023 · Amount on File |
| Prior Sale | Dec 22, 2003 · Amount on File |
| Deed Document Number | 202313135 |
| Deed Book / Page | 4203 / 215 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Aug 9, 2023 |
| Property Address | 186 EDGECOMBE DR, SPRING LAKE, NC 28390-9146 |
| Document Number | 0000013135 |
| Book / Page | 4203 / 215 |
| Map Reference | MB 2002 PG 1349 |
| Instrument Date | Aug 4, 2023 |
| Instrument | 2023013135 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 744 SIERRA TRL, SPRING LAKE, NC 28390-7228 |
| Name | Verified Name |
|---|---|
| Address | 186 EDGECOMBE DR, SPRING LAKE, NC 28390-9146 |
| Document Number | 0000013136 |
|---|---|
| Date | Aug 9, 2023 |
| Instrument | 2023013136 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 186 EDGECOMBE DR, SPRING LAKE, NC 28390-9146 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004000 |
|---|---|
| Date | Feb 24, 2022 |
| Book Page | 4118/870 |
| Instrument | 2022004000 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 186 EDGECOMBE DR, SPRING LAKE, NC 28390-9146 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000014334 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 3855/369 |
| Instrument | 2020014334 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2035 |
The 2026 property tax bill for 186 Edgecombe Dr was $2,322, up 32.7% from the year before.
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,322.00 (+32.69%) | $319,148 (+34.3%) | $319,148 (+34.3%) Land $63,790 Building $255,358 |
| 2025 | $1,750.00 | $237,641 | $237,641 Land $46,110 Building $191,531 |
| 2023 | $1,435.00 Veteran's exemption | $237,641 | $237,641 Land $46,110 Building $191,531 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 186 Edgecombe Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 186 Edgecombe Dr is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures