186 E Virginia St, Rialto, CA 92376 Property Records

San Bernardino County property record for 186 E Virginia St, Rialto, CA 92376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,223 sqft · built 1956
Lot Size	0.195 acres (8,500 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Aug 2018)
Tax Bill	$6,000 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0127-241-21-0000`

Property Details

APN / Parcel Number

Primary APN	`0127-241-21-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,223 sqft Living Area
1st Floor Area	1,223 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,500 sqft (0.195 acres)
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	347 sqft
Patio Area	347 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	186 E VIRGINIA ST
City	RIALTO
State	CA
Zip	92376-3518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4439 LOT 16
Legal Subdivision	TRACT NO. 4439
Legal Tract	4439
Legal Block	2
Legal Lot Number	16
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2006
Census Tract	3801

Owner

186 E Virginia St is owned and occupied by two individuals who bought it in August 2018.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	186 E VIRGINIA ST, RIALTO, CA 92376-3518
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Apr 24, 2019	Deed of Trust, Mortgage · FHA Mortgage EZ FUNDINGS INC
Aug 1, 2018	Grant Deed, Transfer · FHA Mortgage EZ FUNDINGS INC
Mar 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 20, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2018 · Amount on File
Deed Sale	Aug 1, 2018 · Amount on File
Deed Document Number	2018280346
Prior Transfer Date	Mar 19, 2018
Prior Transfer Doc	0000097088
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	186 E VIRGINIA ST, RIALTO, CA 92376-3518
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 E VIRGINIA ST, RIALTO, CA 92376-3518

Mortgage

Document Number	0000060718
Date	Feb 14, 2022
Instrument	2022-0060718

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	186 E VIRGINIA ST, RIALTO, CA 92376-3518
Document Number	0000135615
Instrument Date	Apr 24, 2019
Transaction Type	Mortgage
Record Updated	May 8, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	186 E VIRGINIA ST RIALTO CA 923763518, RIALTO, CA 92376-3518

Mortgage

Document Number	0000135615
Date	Apr 30, 2019
Instrument	135615

Lender

Name	EZ FUNDINGS INC
Address	RANCHO CUCAMONGA, CA 91730

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 1, 2018
Property Address	186 E VIRGINIA ST, RIALTO, CA 92376-3518
Document Number	0000280346
Map Reference	MB 57 PG 57
Instrument Date	Jun 22, 2018
Instrument	2018-0280346
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	186 E VIRGINIA ST, RIALTO, CA 92376-3518

Mortgage

Document Number	0000280347
Date	Aug 1, 2018
Instrument	2018-0280347

Lender

Name	EZ FUNDINGS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 20, 2018
Property Address	186 E VIRGINIA ST, RIALTO, CA 92376-3518
Document Number	0000097088
Instrument Date	Mar 19, 2018
Instrument	97088
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	186 E VIRGINIA ST RIALTO CA 923763518, RIALTO, CA 92376-3518

March 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 20, 2018
Property Address	186 E VIRGINIA ST, RIALTO, CA 92376-3518
Document Number	0000097087
Instrument Date	Mar 19, 2018
Instrument	97087
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 E VIRGINIA ST RIALTO CA 923763518, RIALTO, CA 92376-3518

Tax Assessment & Valuation

The 2025 property tax bill for 186 E Virginia St was $6,000.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rialto City
Unified School District	Rialto Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$369,793 (+2%) Land $108,093 Building $261,700
2025	$6,000.00	$362,543 Land $105,974 Building $256,569
2023	$5,892.00 (+5.67%)	$348,465 Land $101,859 Building $246,606
2022	$5,576.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 186 E Virginia St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 E Virginia St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST VALLEY WATER DISTRICT serves 96,123 people · EPA ID CA3610004
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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