186 E Pole Rd, Lynden, WA 98264 Property Records

Whatcom County property record for 186 E Pole Rd, Lynden, WA 98264 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,915 sqft · built 1990
Lot Size0.83 acres (36,155 sqft)
OwnerIndividual Name on File
Last Sale$730,000 (Aug 2023)
Tax Bill$5,224 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN83765

Property Details

APN / Parcel Number

Primary APN83765
Alternative APNs
  • 390306 111030 0000
  • 101275

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,915 sqft Living Area
1st Floor Area651 sqft
2nd Floor Area592 sqft

Exterior

Year BuiltBuilt 1990
Architectural StyleSplit Level
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area36,155 sqft (0.83 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Deck Area511 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number83765
Street Address186 E POLE RD
CityLYNDEN
StateWA
Zip98264-9688
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 365 FT-EXC E 1/2 OF N 185 FT-EXC W 155.24 FT OF S 180 FT-EXC E 155.24 FT OF S 180 FT OF TR DAF-THAT PTN OF SE SW DAF-BEAP O
Legal Range03
Legal Township39
Legal Section06
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1039
Census Tract10701

Owner

Source: Whatcom County records · APN 83765

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address186 E POLE RD, LYNDEN, WA 98264-9688
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2023Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 18, 2017Deed of Trust, Mortgage · Conventional with PMI
BOEING EMPS CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 14, 2023 · Amount on Record
Deed SaleAug 14, 2023 · Amount on Record
Prior SaleFeb 04, 2009 · Amount on Record
Deed Document Number2023-0800962
Record UpdatedJun 08, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateAug 14, 2023
Property Address186 E POLE RD, LYNDEN, WA 98264-9688
Document Number0000800962
Instrument DateAug 10, 2023
Instrument2023-0800962
Transaction TypeTransfer
Record UpdatedNov 01, 2023
Title CompanyCHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$12,054.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address186 E POLE RD, LYNDEN, WA 98264-9688

Mortgage

Document Number0000800963
DateAug 14, 2023
Instrument2023-0800963
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address186 E POLE RD, LYNDEN, WA 98264-9688
Document Number2170900407
Instrument DateAug 18, 2017
Transaction TypeMortgage
Record UpdatedSep 19, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address186 E POLE RD LYNDEN WA 982649688, LYNDEN, WA 98264-9688

Mortgage

Document Number2170900407
DateSep 06, 2017
Instrument900407
Lender
NameBOEING EMPS CU
TypeCredit Union
AddressSEATTLE, WA 98124-9750
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term300 Months
DueSep 05, 2042

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictMeridian School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,224.00 (+30.53%)$596,085 (+20.67%) Land $277,614 Building $318,471$596,085 (+20.67%) Land $277,614 Building $318,471
2022$493,963 Land $185,570 Building $308,393$493,963 Land $185,570 Building $308,393
2021$4,002.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730107011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 31 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims11 (1995–2025)
Most Recent ClaimDec 2025, rainfall accumulation, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 3 claims
  • Severe Storms, High Wind, And Flooding, Nov 1995 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 57 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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