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186 E Naples St, Chula Vista, CA 91911 Property Records

San Diego County property record for 186 E Naples St, Chula Vista, CA 91911 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,514 sqft · built 1959
Lot Size0.163 acres (7,100 sqft)
OwnerIndividual Name on File
Tax Bill$7,250 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jun 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN575-481-06-00

Property Details

APN / Parcel Number

Primary APN575-481-06-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,514 sqft Living Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Lot Area7,100 sqft (0.163 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address186 E NAPLES ST
CityCHULA VISTA
StateCA
Zip91911-2305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 41 TR 003754
Legal SubdivisionCAIRNS MANOR
Legal Tract003754
Legal Block2
Legal Lot Number41
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract13302

Owner

Source: San Diego County records · APN 575-481-06-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address186 E NAPLES ST, CHULA VISTA, CA 91911-2305
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Gift Deed, Transfer · Conventional Mortgage
NEW AMERICAN FUNDING
Jun 29, 2021Intrafamily Transfer, Transfer · FHA Mortgage
BROKER SOLUTIONS INC
Jun 29, 2021Quit Claim Deed, Transfer
LAWYERS TITLE
Aug 15, 2019Deed of Trust, Mortgage · Conventional with PMI
PACIFIC HORIZON BANCORP
Jul 02, 2018Grant Deed, Transfer · FHA Mortgage
POINT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 29, 2021
Deed SaleJun 29, 2021
Prior SaleJul 02, 2018 · Amount on Record
Deed Document Number2021468745
Prior Transfer DateSep 11, 2020
Prior Transfer Doc0000468744
Record UpdatedSep 20, 2026

June 2026: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionSAN DIEGO CA
Recording DateJun 22, 2026
Property Address186 E NAPLES ST, CHULA VISTA, CA 91911-2305
Document Number0000178324
Instrument DateJun 16, 2026
Instrument2026178324
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address186 E NAPLES ST, CHULA VISTA, CA 91911-2305
InvestorPossibly a Property Investor

Mortgage

Document Number0000178325,
DateJun 22, 2026
Instrument2026178325
Lender
NameNEW AMERICAN FUNDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJun 29, 2021
Property Address186 E NAPLES ST, CHULA VISTA, CA 91911-2305
Document Number0000468745
Map ReferenceMAP 3754
Instrument DateJun 22, 2021
Instrument2021-0468745
Transaction TypeTransfer
Record UpdatedJul 08, 2021
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address186 E NAPLES ST, CHULA VISTA, CA 91911-2305

Mortgage

Document Number0000468746
DateJun 29, 2021
Instrument2021-0468746
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJun 29, 2021
Property Address186 E NAPLES ST, CHULA VISTA, CA 91911-2305
Document Number0000468744
Map ReferenceMAP 3754
Instrument DateSep 11, 2020
Instrument2021-0468744
Transaction TypeTransfer
Record UpdatedJul 08, 2021
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address186 E NAPLES ST, CHULA VISTA, CA 91911-2305

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address186 E NAPLES ST, CHULA VISTA, CA 91911-2305
Document Number0000361078
Instrument DateAug 15, 2019
Transaction TypeMortgage
Record UpdatedAug 30, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address186 E NAPLES ST CHULA VISTA CA 919112305, CHULA VISTA, CA 91911-2305

Mortgage

Document Number0000361078
DateAug 23, 2019
Instrument361078
Lender
NamePACIFIC HORIZON BANCORP
TypeBank
AddressLA CRESCENTA, CA 91214
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 22, 2049

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 02, 2018
Property Address186 E NAPLES ST, CHULA VISTA, CA 91911-2305
Document Number0000270058
Map ReferenceMAP 3754
Instrument DateJun 07, 2018
Instrument2018-0270058
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address186 E NAPLES ST, CHULA VISTA, CA 91911-2305

Mortgage

Document Number0000270059
DateJul 02, 2018
Instrument2018-0270059
Lender
NamePOINT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$619,695 (+2%) Land $325,092 Building $294,603
2025$7,250.00 (+3.65%)$607,545 (+4.04%) Land $318,718 Building $288,827
2024$6,995.00 (+1.36%)
2023$6,901.00 (+2.95%)$583,955 Land $306,343 Building $277,612
2022$6,703.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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