186 E Michigan Ave, Sebring, OH 44672 Property Records

Mahoning County property record for 186 E Michigan Ave, Sebring, OH 44672

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1966
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Dec 2025)
Tax Bill	$1,662 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-006-0-109.00-0`

Property Details

APN / Parcel Number

Primary APN	`21-006-0-109.00-0`
Alternative APN	`00007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	2,372 sqft
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	3 Parking Spaces
Porch	Stoop
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	186 E MICHIGAN AVE
City	SEBRING
State	OH
Zip	44672-1435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 742 50 X 150 MICHIGAN
Legal Subdivision	MICHIGAN
Legal Lot Number	742
Jurisdiction	MAHONING OH
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1018
Census Tract	813200

Owner

Source: Mahoning County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	186 E MICHIGAN AVE, SEBRING, OH 44672-1435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL
Aug 20, 2021	Deed of Trust, Mortgage · ARM QUICKEN LOANS LLC
Dec 11, 2025	Warranty Deed, Transfer · FHA Mortgage NOVUS HOME MORTGAGE
Mar 1, 2023	Intrafamily Transfer, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Dec 18, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2025 · Amount on Record
Deed Sale	Dec 11, 2025 · Amount on Record
Prior Sale	Mar 1, 2023
Deed Document Number	202526411
Deed Book / Page	6713 / 2132
Prior Transfer Date	May 11, 2000
Prior Transfer Doc	0000001840
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Recording Date	Aug 14, 2026
Property Address	186 E MICHIGAN AVE, SEBRING, OH 44672-1435
Document Number	0000018593
Book / Page	6757 / 488
Instrument Date	Aug 10, 2026
Instrument	202618593
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 E MICHIGAN AVE, SEBRING, OH 44672-1435

Mortgage

Document Number	0000018593,
Date	Aug 14, 2026
Book Page	6757/488
Instrument	202618593

Lender

Name	VILLAGE CAPITAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	186 E MICHIGAN AVE, SEBRING, OH 44672-1435
Transaction Type	Mortgage
Record Updated	Dec 24, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06466/1969
Date	Aug 20, 2021
Book Page	6466/1969
Instrument	202100023288

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	ARM
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Dec 11, 2025
Property Address	186 E MICHIGAN AVE, SEBRING, OH 44672-1435
Document Number	06713/2132
Book / Page	6713 / 2132
Map Reference	VOL 9 PG 50
Instrument Date	Dec 4, 2025
Instrument	202500026411
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 E MICHIGAN AVE, SEBRING, OH 44672-1435

Mortgage

Document Number	202500026412
Date	Dec 11, 2025
Instrument	202500026412

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MAHONING OH
Recording Date	Mar 1, 2023
Property Address	186 E MICHIGAN AVE, SEBRING, OH 44672-1435
Document Number	006561/121
Book / Page	6561 / 121
Map Reference	VOL 9 PG 50
Instrument Date	Feb 24, 2023
Instrument	202300003651
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	HERITAGE UNION TITLE COMPANY LIMITED, HERITAGE UNION TITLE CO LTD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	186 E MICHIGAN AVE, SEBRING, OH 44672-1435

Mortgage

Document Number	202300003652
Date	Mar 1, 2023
Instrument	202300003652

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Dec 18, 2019
Property Address	186 E MICHIGAN AVE, SEBRING, OH 44672-1435
Document Number	06358/0564
Book / Page	6358 / 0564
Map Reference	VOL 9 PG 50
Instrument Date	Dec 17, 2019
Instrument	201900027580
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	HERITAGE UNION TITLE COMPANY LIMITED, HERITAGE UNION TITLE CO LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$356.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	186 W MICHIGAN AVE, SEBRING, OH 44672-1320

Mortgage

Document Number	201900027581
Date	Dec 18, 2019
Instrument	201900027581

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
Municipality	Sebring Village
Unified School District	Sebring Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,662.00	$40,110 (-) Land $3,210 Building $36,900	$114,580 (-) Land $9,160 Building $105,420
2024	$1,662.00 (+7.09%)	$40,110 (-) Land $3,210 Building $36,900
2023	$1,552.00 (+24.36%)	$40,110 (+31.85%) Land $3,210 Building $36,900	$114,580 (+31.87%) Land $9,160 Building $105,420
2022	$1,248.00	$30,420 Land $3,210 Building $27,210	$86,890 Land $9,160 Building $77,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEBRING VILLAGE PWS serves 6,058 people · EPA ID OH5001911
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Nov 2020 Failure to filter resolved · Nov 2020 Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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