San Bernardino County property record for 186 E Merrill Ave, Rialto, CA 92376
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 936 sqft · built 1982 |
| Lot Size | 0.059 acres (2,552 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (May 2023) |
| Tax Bill | $4,242 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0131-063-71-0000 |
| Primary APN | 0131-063-71-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 468 sqft |
| 2nd Floor Area | 468 sqft |
| Family Room | Family Room |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Modern |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 2,552 sqft (0.059 acres) |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 186 E MERRILL AVE |
|---|---|
| City | RIALTO |
| State | CA |
| Zip | 92376-6576 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | CONDO |
| Legal Description | TRACT 11427 LOT 39 BOOK 160 PAGE 36 TRACT 11427 LOT 39 AND INT IN COM AREA |
| Legal Subdivision | TRACT NO. 11427 |
| Legal Tract | 11427 |
| Legal Block | 2 |
| Legal Lot Number | 39 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | SAN BERNARDINO |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 3700 |
Source: San Bernardino County records · APN 0131-063-71-0000
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 186 E MERRILL AVE, RIALTO, CA 92376-6576 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| May 17, 2023 | Grant Deed, Transfer · FHA Mortgage LENDING 3 INC |
| Jan 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SEMPER HOME LOANS INC |
| Jun 29, 2020 | Deed of Trust, Mortgage · Conventional with PMI JMAC LENDING |
| Aug 30, 2018 | Grant Deed, Transfer · FHA Mortgage STEARNS LENDING LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 17, 2023 · Amount on Record |
| Deed Sale | May 17, 2023 · Amount on Record |
| Prior Sale | Aug 30, 2018 · Amount on Record |
| Deed Document Number | 2023119422 |
| Last Transfer Date | Sep 23, 2024 |
| Transfer Doc | 0000227636 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | May 17, 2023 |
| Property Address | 186 E MERRILL AVE, RIALTO, CA 92376-6576 |
| Document Number | 0000119422 |
| Map Reference | MB 160 PG 36&37 |
| Instrument Date | Apr 11, 2023 |
| Instrument | 2023-0119422 |
| Transaction Type | Transfer |
| Record Updated | Jun 05, 2023 |
| Title Company | WESTERN RESOURCES TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 186 E MERRILL AVE, RIALTO, CA 92376-6576 |
| Document Number | 0000119423 |
|---|---|
| Date | May 17, 2023 |
| Instrument | 2023-0119423 |
| Name | LENDING 3 INC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 186 E MERRILL AVE, RIALTO, CA 92376-6576 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 186 E MERRILL AVE, RIALTO, CA 92376-6576 |
| Document Number | 0000012972 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 2022-0012972 |
| Name | SEMPER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | PROVIDENCE, RI 02907 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 186 E MERRILL AVE, RIALTO, CA 92376-6576 |
| Document Number | 0000227450 |
| Instrument Date | Jun 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2020 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 186 E MERRILL AVE RIALTO CA 923766576, RIALTO, CA 92376-6576 |
| Document Number | 0000227450 |
|---|---|
| Date | Jul 08, 2020 |
| Instrument | 227450 |
| Name | JMAC LENDING |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 07, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Aug 30, 2018 |
| Property Address | 186 E MERRILL AVE, RIALTO, CA 92376-6576 |
| Document Number | 0000322660 |
| Map Reference | MB 160 PG 36&37 |
| Instrument Date | Aug 14, 2018 |
| Instrument | 2018-0322660 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 186 E MERRILL AVE, RIALTO, CA 92376-6576 |
| Document Number | 0000322661 |
|---|---|
| Date | Aug 30, 2018 |
| Instrument | 2018-0322661 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Rialto City |
| Unified School District | Rialto Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $348,293 (+2%) Land $93,448 Building $254,845 | |
| 2025 | $4,242.00 (+37.91%) | $341,464 (+48.13%) Land $91,616 Building $249,848 |
| 2023 | $3,076.00 (+7.7%) | $230,524 Land $48,250 Building $182,274 |
| 2022 | $2,856.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1983) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 1983 · Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: California Internet, Verizon.
Based on FCC filings for 513 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF RIALTO serves 59,264 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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