186 E Frederick St, Binghamton, NY 13904 Property Records

Broome County and Binghamton City property record for 186 E Frederick St, Binghamton, NY 13904

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,328 sqft · built 1937
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,950 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Mar 2023 Sale
APN	`030200 145.62-1-40`

Property Details

APN / Parcel Number

Primary APN	`030200 145.62-1-40`
Alternative APNs	`020014506200010400000000` `00001208200`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area
1st Floor Area	716 sqft
Upper Floors Area	612 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	94 ft deep x 91 ft wide
Garage Type	Detached
Garage Area	180 sqft
Porch	Slab
Porch Area	308 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00001208200
Street Address	186 E FREDERICK ST
City	BINGHAMTON
State	NY
Zip	13904-1351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	YES
Legal Block	1
Legal Lot Number	40.000
Jurisdiction	BROOME NY
Township / Civil Division	BINGHAMTON
Census Block Group	3
Census Block	3005
Census Tract	700

Owner

Source: Broome County and Binghamton City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	186 E FREDERICK ST, BINGHAMTON, NY 13904-1351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP
Mar 21, 2023	Redemption Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 10, 2023
Transfer Doc	0000245/57
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROOME NY
Recording Date	Sep 16, 2025
Property Address	186 E FREDERICK ST, BINGHAMTON, NY 13904-1351
Document Number	0002804/73
Book / Page	2804 / 73
Instrument Date	Sep 2, 2025
Instrument	202500024485
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6673 HILLANDALE RD, BETHESDA, MD 20815-6422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 TIEMEY AVENUE, NANTASKET BEACH, MA 02045

Mortgage

Document Number	004229/207
Date	Sep 16, 2025
Book Page	4229/207
Instrument	202500024486

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

March 2023: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	BROOME NY
Recording Date	Mar 21, 2023
Property Address	186 E FREDERICK ST, BINGHAMTON, NY 13904-1351
Document Number	0000245/57
Book / Page	245 / 57
Instrument Date	Mar 10, 2023
Instrument	202300006711
Transaction Type	Transfer
Record Updated	Mar 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Broome County and Binghamton City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
Municipality	Binghamton City
Unified School District	Binghamton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,950.00
2025		$69,900 (-) Land $16,500 Building $53,400	$133,400 (+20.23%) Land $31,489 Building $101,911
2023		$69,900 Land $16,500 Building $53,400	$110,952 Land $26,190 Building $84,762

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BINGHAMTON serves 47,600 people · EPA ID NY0301651
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on E Frederick St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures