186 E Bare Hill Rd, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 186 E Bare Hill Rd, Harvard, MA 01451 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1966
Square Footage	1,600 sqft Living Area
Lot Size	43,996 sqft (1.01 acres)
Occupancy	Owner Occupied
Last Sale	$393,000 (2002)
Tax Bill	$10,007.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`HARV M:35 B:42`
Alternative APNs	`M:035.0 P:0042-0000.0` `1250350004200000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,600 sqft Living Area
Gross Area	4,052 sqft Gross Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Roll Composition (rolled Mineral Roof) Roof
Lot Area	43,996 sqft (1.01 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	1250350004200000
Street Address	186 E BARE HILL RD
City	HARVARD
State	MA
Zip	01451-1850
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	42
Jurisdiction	HARVARD MA
Minor Civil Division	HARVARD
Census Blockgroup	3
Census Block	3005
Census Tract	761401

Owner

Source: Worcester County and Harvard Town records · APN HARV M:35 B:42

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	186 E BARE HILL RD, HARVARD, MA 01451-1850
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 27, 2002 · Amount on Record
Deed Sale	Nov 27, 2002 · Amount on Record
Prior Sale	May 31, 1996 · Amount on Record
Deed Book / Page	28252 / 276
Record Refreshed	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	186 E BARE HILL RD, HARVARD, MA 01451-1850
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65814-192
Date	Aug 11, 2021
Book Page	65814/192
Instrument	112513

Lender

Name	ROLLSTONE BANK & TRUST

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Worcester County and Harvard Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,007.00 (+4.1%)	$639,400 (-0.9%) Land $243,500 Building $395,900
2024	$9,613.00 (+0.27%)	$645,200 (+11.78%) Land $243,500 Building $401,700	$730,075
2023	$9,587.00	$577,200 Land $225,500 Building $351,700

Flood & Wildfire

186 E Bare Hill Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Worcester County (25027C), updated November 30, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 58th in Massachusetts
Wildfire Likelihood	Low — about 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.