186 E 5th St, Winnemucca, NV 89445 Property Records

Humboldt County property record for 186 E 5th St, Winnemucca, NV 89445

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,388 sqft · built 1993
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Aug 2021)
Tax Bill	$2,591 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-0245-01`

Property Details

APN / Parcel Number

Primary APN	`15-0245-01`
Alternative APN	`3638-29-111-002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,388 sqft Living Area
Gross Area	3,048 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1994
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Deck Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	186 E 5TH ST
City	WINNEMUCCA
State	NV
Zip	89445-3061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	BEG AT THE NW CORNER OF LOT 1, BLOCK A, UPPER WINNEMUCCA; TH RUNNING S 42O4320, W 64.22 FT TO TRUE POB, SAID LAST POINT BEING THE NW END LINE CENTER OF LOT 3, BLOCK A; TH S 60O34 E, 56.25 FT TO A PT; TH S 29O26 W & PARALLEL TO SIXTH ST 87.5 FT TO A P
Legal Subdivision	UPPER TOWN
Legal Block	A
Legal Lot Number	3
Jurisdiction	HUMBOLDT NV
Township / Civil Division	WINNEMUCCA
Census Block Group	3
Census Block	3048
Census Tract	10701

Owner

Source: Humboldt County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	186 E 5TH ST, WINNEMUCCA, NV 89445-3061
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 9, 2021	Bargain and Sale Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 10, 2020	Grant Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2021 · Amount on Record
Deed Sale	Aug 9, 2021 · Amount on Record
Deed Document Number	20216878
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT NV
Property Address	186 E 5TH ST, WINNEMUCCA, NV 89445-3061
Transaction Type	Mortgage
Record Updated	Mar 18, 2026
Title Company	ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 E 5TH ST, WINNEMUCCA, NV 89445-3061

Mortgage

Document Number	0000001093
Date	Feb 17, 2026
Instrument	2026-01093

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

August 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	HUMBOLDT NV
Recording Date	Aug 9, 2021
Property Address	186 E 5TH ST, WINNEMUCCA, NV 89445-3061
Document Number	0000006878
Instrument Date	Jul 29, 2021
Instrument	2021-06878
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 281209, BATTLE MOUNTAIN, NV 89820

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	186 E 5TH ST, WINNEMUCCA, NV 89445-3061

Mortgage

Document Number	0000006879
Date	Aug 9, 2021
Instrument	2021-06879

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT NV
Recording Date	Aug 10, 2020
Property Address	186 E 5TH ST, WINNEMUCCA, NV 89445-3061
Document Number	0000003186
Instrument Date	Jun 15, 2020
Instrument	3186
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	WESTERN TITLE COMPANY LLC, WESTERN TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,424.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1589 WINNEMUCCA NV 894461589, WINNEMUCCA, NV 89446-1589

Mortgage

Document Number	3187
Date	Aug 10, 2020
Instrument	3187

Lender

Name	EVERGREEN MONEYSOURCE MTG
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 9, 2035

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Humboldt County
Municipality	Winnemucca City
Unified School District	Humboldt County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,830 (-1.53%) Land $7,875 Building $76,955	$242,371 (-1.53%) Land $22,500 Building $219,871
2025	$2,591.00 (+5.8%)	$86,147 (+4.55%) Land $7,175 Building $78,972	$246,134 (+4.55%) Land $20,500 Building $225,634
2023	$2,449.00 (+2.9%)	$82,400 (+14.98%) Land $7,175 Building $75,225	$235,429 (+14.98%) Land $20,500 Building $214,929
2022	$2,380.00	$71,664 Land $7,175 Building $64,489	$204,754 Land $20,500 Building $184,254

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1984–2017)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WINNEMUCCA serves 8,518 people · EPA ID NV0000248
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000
Choice Broadband Fixed Wireless	400 / 80
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	120 / 20
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Verizon.

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