186 E 265th St, Euclid, OH 44132 Property Records

Cuyahoga County property record for 186 E 265th St, Euclid, OH 44132

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,495 sqft · built 1959
Lot Size	0.279 acres (12,192 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (May 2022)
Tax Bill	$3,560 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`645-02-046`

Property Details

APN / Parcel Number

Primary APN	`645-02-046`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,495 sqft Living Area
1st Floor Area	1,495 sqft
Basement Area	1,475 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,192 sqft (0.279 acres)
Lot Dimensions	96 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	186 E 265TH ST
City	EUCLID
State	OH
Zip	44132-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U1
Legal Description	TR20 SMITH 0001 ALL
Legal Subdivision	SMITH SUB
Legal Tract	20
Legal Lot Number	1
Jurisdiction	CUYAHOGA OH
Township / Civil Division	EUCLID
Census Block Group	2
Census Block	2008
Census Tract	152301

Owner

Source: Cuyahoga County assessment roll, APN 645-02-046, as of August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	186 E 265TH ST, EUCLID, OH 44132-1212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 16, 2022 · Amount on Record
Deed Sale	May 16, 2022 · Amount on Record
Prior Sale	Jan 25, 2016
Deed Document Number	202205160183
Record Updated	Jun 08, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	May 16, 2022
Property Address	186 E 265TH ST, EUCLID, OH 44132-1212
Document Number	0000000183
Map Reference	VOL 149 PG 41
Instrument Date	May 09, 2022
Instrument	202205160183
Transaction Type	Transfer
Record Updated	Jun 07, 2022
Title Company	ENTERPRISE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 E 265TH ST, EUCLID, OH 44132-1212

Mortgage

Document Number	0000000184
Date	May 16, 2022
Instrument	202205160184

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll as of August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Euclid City
Unified School District	Euclid City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,560.00 (-0.17%) Homeowner's exemption Senior Citizen's exemption	$64,760 (-) Land $14,180 Building $50,580
2024	$3,566.00 (+5.97%) Homeowner's exemption Senior Citizen's exemption	$64,760 (+34.44%) Land $14,180 Building $50,580	$185,000 (+34.45%) Land $40,500 Building $144,500
2023	$3,365.00 (+1.32%) Homeowner's exemption Senior Citizen's exemption	$48,170 (-) Land $14,670 Building $33,500
2022	$3,321.00 Homeowner's exemption Senior Citizen's exemption	$48,170 Land $14,670 Building $33,500
2021			$137,600 Land $41,900 Building $95,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cuyahoga County (39035C), as of December 16, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 585 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH1801212, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.