Sullivan County and Thompson Town property record for 186 Downs Rd, Monticello, NY 12701 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1998 |
| Square Footage | 1,656 sqft Living Area |
| Lot Size | 87,120 sqft (2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $6,000 (1994) |
| Tax Bill | $6,264.00 (2025) |
| Primary APN | 484689 24.-1-58 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,656 sqft Living Area |
| 1st Floor | 1,656 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 87,120 sqft (2 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 1,172 sqft Garage |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 186 DOWNS RD |
|---|---|
| City | MONTICELLO |
| State | NY |
| Zip | 12701-3324 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 58.000 |
| Jurisdiction | SULLIVAN NY |
| Minor Civil Division | THOMPSON |
| Census Blockgroup | 1 |
| Census Block | 1032 |
| Census Tract | 951701 |
Source: Sullivan County and Thompson Town records · APN 484689 24.-1-58
Assessment roll updated April 27, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 123, THOMPSONVILLE, NY 12784-0123 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 01, 2022 | Deed of Trust, Mortgage · Line of Credit KEY BANK NA |
| Apr 02, 2018 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) KEYBANK USA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 08, 1994 · Amount on Record |
| Deed Sale | Sep 08, 1994 · Amount on Record |
| Deed Book / Page | 1766 / 316 |
| Last Transfer Date | Apr 09, 1998 |
| Transfer Doc | 2014000045 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SULLIVAN NY |
| Property Address | 186 DOWNS RD, MONTICELLO, NY 12701-3324 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2022 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000001048 |
|---|---|
| Date | Nov 01, 2022 |
| Instrument | 2022-11048 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SULLIVAN NY |
| Property Address | 186 DOWNS RD, MONTICELLO, NY 12701-3324 |
| Document Number | 0000002375 |
| Instrument Date | Apr 02, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2018 |
| Title Company | OLD REPUBLIC TITLE RIS |
| Name | Verified Name |
|---|---|
| Address | PO BOX 123 THOMPSONVILLE NY 127840123, THOMPSONVILLE, NY 12784-0123 |
| Document Number | 0000002375 |
|---|---|
| Date | Apr 05, 2018 |
| Instrument | 2375 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 04, 2033 |
Source: Sullivan County and Thompson Town records · Assessment roll updated April 27, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Sullivan County |
| County Subdivision | Thompson Town |
| Unified School District | Monticello Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,264.00 | $154,200 (-) Land $20,000 Building $134,200 | $379,803 (+23.15%) Land $49,261 Building $330,542 |
| 2023 | $154,200 Land $20,000 Building $134,200 | $308,400 Land $40,000 Building $268,400 |
Source: FEMA National Flood Hazard Layer, Sullivan County (36105C), updated October 2, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures