186 Dickens Ct, Somerset, NJ 08873 Property Records

Somerset County and Franklin Township property record for 186 Dickens Ct, Somerset, NJ 08873

Property Summary

Property Type	Single Family Home
Details	1,176 sqft · built 1987
Lot Size	0.046 acres (2,017 sqft)
Owner	Individual Name on File
Last Sale	$268,000 (Oct 2019)
Tax Bill	$7,172 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00424-04-00186`

Property Details

APN / Parcel Number

Primary APN	`08-00424-04-00186`
Alternative APN	`0800424000400186`

Interior

Stories	2 Stories
Building Area	1,176 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Lot Area	2,017 sqft (0.046 acres)
Lot Dimensions	72 ft deep x 28 ft wide
Garage Type	Attached

Location & Zoning

Street Address	186 DICKENS CT
City	SOMERSET
State	NJ
Zip	08873-4844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Description	QUAIL BROOK PHASE VI-A
Legal Subdivision	QUAIL BROOK SEC 01 PH VI-A
Legal Block	424.4
Legal Lot Number	186
Jurisdiction	SOMERSET NJ
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2002
Census Tract	53105

Owner

186 Dickens Ct is owned and occupied by an individual who bought it in October 2019.

Source: Somerset County and Franklin Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	186 DICKENS CT, SOMERSET, NJ 08873-4844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2019 · Amount on File
Deed Sale	Oct 10, 2019 · Amount on File
Prior Sale	Mar 14, 2005 · Amount on File
Deed Document Number	201938712
Deed Book / Page	7158 / 1293
Record Updated	Oct 29, 2026

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Oct 10, 2019
Property Address	186 DICKENS CT, SOMERSET, NJ 08873-4844
Document Number	0000038712
Book / Page	007158 / 001293
Instrument Date	Sep 30, 2019
Instrument	38712
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$268.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 DICKENS CT SOMERSET NJ 088734844, SOMERSET, NJ 08873-4844

Mortgage

Document Number	38713
Date	Oct 10, 2019
Book Page	007158/001299
Instrument	38713

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 186 Dickens Ct was $7,172, up 10.5% from the year before.

Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Franklin Township
Unified School District	Franklin Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$432,400 (+4.85%) Land $210,000 Building $222,400	$432,400 (+4.85%) Land $210,000 Building $222,400
2025	$7,172.00 (+10.46%)	$412,400 Land $190,000 Building $222,400	$412,400 Land $190,000 Building $222,400
2024	$6,493.00
2023		$327,200 Land $160,000 Building $167,200	$327,200 Land $160,000 Building $167,200
2022	$5,649.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 186 Dickens Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Dickens Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN TOWNSHIP DEPT OF PUBLIC WORKS serves 57,150 people · EPA ID NJ1808001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250