186 Dibble Hill Rd, West Cornwall, CT 06796 Property Records

Cornwall Town property record for 186 Dibble Hill Rd, West Cornwall, CT 06796

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 3,552 sqft · built 1988
Lot Size	39.1 acres (1,703,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$980,000 (Aug 2021)
Tax Bill	$8,183 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit May 2022 Refinance + 1 more
APN	`98100043`

Property Details

APN / Parcel Number

Primary APN	`98100043`
Alternative APN	`CORN M:D09 B:01 L:12`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,552 sqft Living Area
Gross Area	6,174 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,703,632 sqft (39.1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	98100043
Street Address	186 DIBBLE HILL RD
City	WEST CORNWALL
State	CT
Zip	06796-1515
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-5
Legal Block	1
Legal Lot Number	12
Jurisdiction	CORNWALL CT
Township / Civil Division	CORNWALL
Census Block Group	1
Census Block	1036
Census Tract	263200

Owner

Source: Cornwall Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	186 DIBBLE HILL RD, WEST CORNWALL, CT 06796-1515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust · Line of Credit NBH BANK NATIONAL ASSOCIATION
May 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SALISBURY BANK & TRUST CO
Aug 10, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage SALISBURY BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2021 · Amount on Record
Deed Sale	Aug 10, 2021 · Amount on Record
Deed Book / Page	126 / 306
Record Updated	Sep 20, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	CORNWALL CT
Recording Date	Apr 22, 2026
Property Address	186 DIBBLE HILL RD, WEST CORNWALL, CT 06796-1515
Document Number	000131-163
Book / Page	131 / 163
Instrument Date	Apr 2, 2026
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 DIBBLE HILL RD, WEST CORNWALL, CT 06796-1515

Mortgage

Document Number	0131000163,
Date	Apr 22, 2026
Book Page	131/163

Lender

Name	NBH BANK NATIONAL ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6%
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORNWALL CT
Property Address	186 DIBBLE HILL RD, WEST CORNWALL, CT 06796-1515
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000127-432
Date	May 11, 2022
Book Page	127/432

Lender

Name	SALISBURY BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2042

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORNWALL CT
Recording Date	Aug 10, 2021
Property Address	186 DIBBLE HILL RD, WEST CORNWALL, CT 06796-1515
Document Number	126-306
Book / Page	126 / 306
Instrument Date	Aug 9, 2021
Transaction Type	Transfer
Record Updated	Aug 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	126309
Date	Aug 10, 2021
Instrument	126/309

Lender

Name	SALISBURY BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cornwall Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cornwall Town
Elementary School District	Cornwall School District (PK - 08)
Secondary School District	Regional School District 01 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,183.00	$512,700 (+6.13%) Land $217,600 Building $295,100	$358,890 Land $152,320 Building $206,570
2024	$8,183.00 (+15.22%)
2023	$7,102.00	$483,100 Land $217,600 Building $265,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G and 4G LTE (outdoors only)

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