El Dorado County property record for 186 Dawn Ln, Placerville, CA 95667
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,552 sqft · built 1981 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $410,000 (Feb 2019) |
| Tax Bill | $4,763 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Jul 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 325-370-035-000 |
| Primary APN | 325-370-035-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,552 sqft Living Area |
| 1st Floor Area | 1,552 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Construction Type | Wood |
| Lot Area | 65,340 sqft |
| Terrain | Gentle Slope |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,552 sqft |
| Water Source | Commercial |
|---|
| Street Address | 186 DAWN LN |
|---|---|
| City | PLACERVILLE |
| State | CA |
| Zip | 95667-5317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | PM 17/89/2 |
| Legal Subdivision | AS SHOWN ON THAT CERTAIN PARCEL MAP |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | PLACERVILLE |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 31200 |
Source: El Dorado County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 186 DAWN LN, PLACERVILLE, CA 95667-5317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2022 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Jul 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 12, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Feb 28, 2019 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 5, 2018 | Grant Deed, Transfer TITLE 365 |
| Jun 19, 2018 | Trustee's Deed, Foreclosure TITLE 365 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2019 · Amount on Record |
| Deed Sale | Feb 28, 2019 · Amount on Record |
| Prior Sale | Oct 5, 2018 · Amount on Record |
| Deed Document Number | 20196476 |
| Prior Transfer Date | Jun 15, 2018 |
| Prior Transfer Doc | 0000023528 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 186 DAWN LN, PLACERVILLE, CA 95667-5317 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 186 DAWN LN, PLACERVILLE, CA 95667-5317 |
| Document Number | 0000016794 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 2022-0016794 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | SPOKANE, WA 99201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 186 DAWN LN, PLACERVILLE, CA 95667-5317 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 186 DAWN LN, PLACERVILLE, CA 95667-5317 |
| Document Number | 0000045562 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 2021-0045562 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 186 DAWN LN, PLACERVILLE, CA 95667-5317 |
| Document Number | 0000054005 |
| Instrument Date | Dec 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 186 DAWN LN PLACERVILLE CA 956675317, PLACERVILLE, CA 95667-5317 |
| Document Number | 0000054005 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 54005 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 16, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Feb 28, 2019 |
| Property Address | 186 DAWN LN, PLACERVILLE, CA 95667-5317 |
| Document Number | 0000006476 |
| Map Reference | MB 17 PG 89 |
| Instrument Date | Feb 27, 2019 |
| Instrument | 2019-0006476 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | INTER COUNTY TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 186 DAWN LN, PLACERVILLE, CA 95667-5317 |
| Document Number | 0000006477 |
|---|---|
| Date | Feb 28, 2019 |
| Instrument | 2019-0006477 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Oct 5, 2018 |
| Property Address | 186 DAWN LN, PLACERVILLE, CA 95667-5317 |
| Document Number | 0000039022 |
| Instrument Date | Oct 2, 2018 |
| Instrument | 39022 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | TITLE 365 |
| Amount | Amount Recorded |
|---|---|
| Tax | $330.55 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4300 STEVENS CREEK BLVD #275 SAN JOSE CA 951291265, 275, SAN JOSE, CA 95129-1265 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Jun 19, 2018 |
| Property Address | 186 DAWN LN, PLACERVILLE, CA 95667-5317 |
| Document Number | 0000023528 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 23528 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 11, 2019 |
| Title Company | TITLE 365 |
| Amount | Amount Recorded |
|---|---|
| Tax | $369.92 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 186 DAWN LN PLACERVILLE CA 956675317, PLACERVILLE, CA 95667-5317 |
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Mother Lode Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $466,504 (+2%) Land $199,117 Building $267,387 | |
| 2025 | $4,763.00 (+4.22%) Homeowner's exemption | $457,358 (+4.04%) Land $195,213 Building $262,145 |
| 2023 | $4,570.00 (+1.51%) Homeowner's exemption | $439,600 Land $187,634 Building $251,966 |
| 2022 | $4,502.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 53% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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