Hernando County property record for 186 Dan River Dr, Spring Hill, FL 34606 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,012 sqft · built 1979 |
| Lot Size | 0.258 acres (11,220 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $337,500 (Sep 2025) |
| Tax Bill | $4,500 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5050-0217-0080 |
| Primary APN | R32-323-17-5050-0217-0080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,012 sqft Living Area |
| Gross Area | 2,892 sqft |
| 1st Floor Area | 2,012 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,220 sqft (0.258 acres) |
| Lot Dimensions | 125 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 288 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 1,276 sqft |
| Deck Area | 180 sqft |
| Patio Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00470476 |
|---|---|
| Street Address | 186 DAN RIVER DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34606-5420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 5 BLK 217 LOT 8 ORB 1048 PG 878 ORB 1080 PGS 1377-81 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UN 5 |
| Legal Block | 217 |
| Legal Lot Number | 8 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 41401 |
Source: Hernando County records · APN R32-323-17-5050-0217-0080
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 186 DAN RIVER DR, SPRING HILL, FL 34606-5420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Sep 30, 2025 | Warranty Deed, Transfer · FHA Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2025 · Amount on Record |
| Deed Sale | Sep 30, 2025 · Amount on Record |
| Prior Sale | Mar 10, 2025 · Amount on Record |
| Deed Document Number | 202568478 |
| Deed Book / Page | 4616 / 1121 |
| Prior Transfer Date | Jul 06, 2005 |
| Prior Transfer Doc | 0020571253 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 186 DAN RIVER DR, SPRING HILL, FL 34606-5420 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 186 DAN RIVER DR, SPRING HILL, FL 34606-5420 |
| Document Number | 0040111966 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 4011/1966 |
| Instrument | 2021044289 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 30, 2025 |
| Property Address | 186 DAN RIVER DR, SPRING HILL, FL 34606-5420 |
| Document Number | 0046161121 |
| Book / Page | 4616 / 1121 |
| Map Reference | MB 7 PG 96 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 2025068478 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | FRONTIER TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,362.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 208 BLUEBIRD TRL, CASSELBERRY, FL 32707-4819 |
| Name | Verified Name |
|---|---|
| Address | 186 DAN RIVER DR, SPRING HILL, FL 34606-5420 |
| Document Number | 0046161123 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 4616/1123 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,500.00 (+195.08%) | $266,767 (+163.18%) Land $34,221 Building $232,546 | $266,767 (+2.42%) Land $34,221 Building $232,546 |
| 2024 | $1,525.00 (+86.66%) Additional exemption filed | $101,363 (+3%) | $260,454 (+0.37%) Land $28,050 Building $232,404 |
| 2023 | $98,411 (+3%) Land $98,411 | ||
| 2022 | $817.00 Homeowner's exemption Disabled Person's exemption | $95,545 | $259,484 Land $31,416 Building $228,068 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530414013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 48 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 48 in force 42 of 48 on primary residences |
| Nearby Flood Claims | 5 (1993–2017) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2017, rainfall accumulation, Hurricane Irma |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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