Ramsey County property record for 186 Curtice St E, Saint Paul, MN 55107
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 4.5 ba · 2,224 sqft · built 1955 |
| Lot Size | 0.22 acres (9,577 sqft) |
| Owner | Individual Name on File |
| Last Sale | $273,000 (Mar 2019) |
| Tax Bill | $5,256 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage Mar 2019 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-28-22-34-0017 |
| Primary APN | 08-28-22-34-0017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,224 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 528 sqft |
| Finished Basement | 528 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Bi-Level |
| Exterior Material | Stucco |
| Lot Area | 9,577 sqft (0.22 acres) |
| Lot Dimensions | 157 ft deep x 61 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 452468 |
|---|---|
| Street Address | 186 CURTICE ST E |
| City | SAINT PAUL |
| State | MN |
| Zip | 55107-3272 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | THE W ST PAUL RE&IMP SYND 1 ELY 6O FT OF LOT 4 THRU LOT 7 BLK 11 |
| Legal Range | 22 |
| Legal Township | 28 |
| Legal Section | 08 |
| Legal Subdivision | THE W ST PAUL RE&IMP SYND 1 |
| Legal Block | 11 |
| Legal Lot Number | 4,7 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 37200 |
186 Curtice St E, a duplex, is owned and occupied by an individual who bought it in March 2019.
Source: Ramsey County records, as of July 28, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 186 CURTICE ST E, SAINT PAUL, MN 55107-3272 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2020 | Deed of Trust, Mortgage · Conventional with PMI BANK MIDWEST |
| Mar 18, 2019 | Warranty Deed, Transfer · FHA Mortgage TRIUMPH MTG |
| Mar 18, 2019 | Quit Claim Deed, Transfer LENDSERV NATIONAL TITLE AND INFORMA, LENDSERV NAT'L TITLE & INFORMA |
| Oct 24, 2018 | Warranty Deed, Mortgage · Conventional Mortgage BOFI FED'L BK |
| Aug 25, 2017 | Deed of Trust, Mortgage FIRST NAT'L BK/WASECA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2019 · Amount on File |
| Deed Sale | Mar 18, 2019 · Amount on File |
| Deed Document Number | 20192635390 |
| Prior Transfer Date | Mar 11, 2019 |
| Prior Transfer Doc | 0002635389 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 186 CURTICE ST E, SAINT PAUL, MN 55107-3272 |
| Document Number | 0002686226 |
| Instrument Date | Dec 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2021 |
| Title Company | TITLE ONE |
| Name | Verified Name |
|---|---|
| Address | 186 CURTICE ST E ST PAUL MN 551073272, ST PAUL, MN 55107-3272 |
| Document Number | 0002686226 |
|---|---|
| Date | Jan 6, 2021 |
| Instrument | 2686226 |
| Name | BANK MIDWEST |
|---|---|
| Type | Bank |
| Address | FAIRMONT, MN 56031 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 5, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Mar 18, 2019 |
| Property Address | 186 CURTICE ST E, SAINT PAUL, MN 55107-3272 |
| Document Number | 0002635390 |
| Instrument Date | Mar 11, 2019 |
| Instrument | 2635390 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2019 |
| Title Company | LENDSERV NATIONAL TITLE, LENDSERV NAT'L TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $928.20 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17088 ADELMANN ST SE #202 PRIOR LAKE MN 553722279, 202, PRIOR LAKE, MN 55372-2279 |
| Document Number | 2635391 |
|---|---|
| Date | Mar 18, 2019 |
| Instrument | 2635391 |
| Name | TRIUMPH MTG |
|---|---|
| Type | Mortgage Company |
| Address | COLLIERVILLE, TN 38017 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 17, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Mar 18, 2019 |
| Property Address | 186 CURTICE ST E, SAINT PAUL, MN 55107-3272 |
| Document Number | 0002635389 |
| Instrument Date | Mar 11, 2019 |
| Instrument | 2635389 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | LENDSERV NATIONAL TITLE AND INFORMA, LENDSERV NAT'L TITLE & INFORMA |
| Amount | Amount on Record |
|---|---|
| Tax | $1.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 186 CURTICE ST E ST PAUL MN 551073272, ST PAUL, MN 55107-3272 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Oct 24, 2018 |
| Property Address | 186 CURTICE ST E, SAINT PAUL, MN 55107-3272 |
| Document Number | 0002626381 |
| Instrument Date | Jul 23, 2018 |
| Instrument | 2626381 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2018 |
| Title Company | SERVICELINK |
| Amount | Amount on Record |
|---|---|
| Tax | $1.70 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2360 HOXIE AVE WHITE BEAR LAKE MN 551102340, WHITE BEAR LAKE, MN 55110-2340 |
| Document Number | 2626382 |
|---|---|
| Date | Oct 24, 2018 |
| Instrument | 2626382 |
| Name | BOFI FED'L BK |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92122 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 23, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 186 CURTICE ST E, SAINT PAUL, MN 55107-3272 |
| Document Number | 0002597778 |
| Instrument Date | Aug 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 186 CURTICE ST E ST PAUL MN 551073272, ST PAUL, MN 55107-3272 |
| Document Number | 0002597778 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | 2597778 |
| Name | FIRST NAT'L BK/WASECA |
|---|---|
| Type | Bank |
| Address | WASECA, MN 56093 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Sep 27, 2037 |
Source: Ramsey County assessment roll, as of July 28, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $372,900 Land $34,600 Building $338,300 | $372,900 Land $34,600 Building $338,300 | |
| 2024 | $5,256.00 (+0.96%) | ||
| 2023 | $5,206.00 Homeowner's exemption | $325,500 Land $26,800 Building $298,700 | $325,500 Land $26,800 Building $298,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 186 Curtice St E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 186 Curtice St E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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