186 Concord St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 186 Concord St, Gloucester, MA 01930

Property Summary

Property Type	Residential Vacant Land
Lot Size	21.4 acres (934,362 sqft)
Owner	Company Name on Record
Tax Bill	$6,101 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0248 B:0014 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0248 B:0014 L:0000`

Exterior

Lot Area	934,362 sqft (21.4 acres)

Location & Zoning

Street Address	186 CONCORD ST
City	GLOUCESTER
State	MA
Zip	01930-1509
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R-40
Legal Block	14
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	3
Census Block	3031
Census Tract	221902

Owner

Source: Essex County and Gloucester City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	44 SCHOOL ST, ROCKPORT, MA 01966-1631
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage CAPE ANN SAVINGS BANK
Mar 30, 2018	Deed of Trust, Mortgage · Commercial Mortgage CAPE ANN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	186 CONCORD ST, GLOUCESTER, MA 01930-1509
Transaction Type	Mortgage
Record Updated	May 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040884-383
Date	Apr 22, 2022
Book Page	40884/383
Instrument	20220422003880

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	186 CONCORD ST, GLOUCESTER, MA 01930-1509
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36616-495
Date	Mar 30, 2018
Book Page	36616/495
Instrument	180330003980

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,101.00 (+4.92%)	$627,700 (+5.04%) Land $627,700
2024	$5,815.00 (+2.81%)	$597,600 (+11.89%) Land $597,600
2023	$5,656.00	$534,100 Land $534,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2005

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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