186 Commodore Ln, Benton, KY 42025 Property Records

Marshall County property record for 186 Commodore Ln, Benton, KY 42025

Property Summary

Property Type	Single Family Home
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$26,000 (Oct 2013)
Tax Bill	$2,105 (2025)
Deeds & Mortgages	May 2017 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0S-1B-00-011`

Property Details

APN / Parcel Number

Primary APN	`0S-1B-00-011`
Alternative APN	`940220`

Exterior

Lot Area	87,120 sqft (2 acres)

Location & Zoning

Account Number	940220
Street Address	186 COMMODORE LN
City	BENTON
State	KY
Zip	42025-6495
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RILEY RDG SUB
Jurisdiction	MARSHALL KY
Township / Civil Division	CALVERT CITY
Census Block Group	1
Census Block	1022
Census Tract	950200

Owner

Source: Marshall County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 467, BENTON, KY 42025-0467
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL SERVICES BANK
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FINANCIAL SERVICES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2013 · Amount on Record
Deed Sale	Oct 21, 2013 · Amount on Record
Deed Document Number	2013235505
Deed Book / Page	423 / 505
Last Transfer Date	Nov 12, 2014
Transfer Doc	DEED432/055
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	186 COMMODORE LN, BENTON, KY 42025-6495
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG859/188
Date	May 4, 2017
Book Page	MTG 859/188
Instrument	1010180

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank
Address	PADUCAH, KY 42001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 10, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	186 COMMODORE LN, BENTON, KY 42025-6495
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG932/359
Date	May 1, 2020
Book Page	MTG 932/359
Instrument	1029556

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank
Address	BENTON, KY 42025

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,105.00 (-4.27%)	$218,000 (-) Land $26,000 Building $192,000	$218,000 (+15.96%) Land $26,000 Building $192,000
2023	$2,199.00	$218,000
2022			$188,000 Land $26,000 Building $162,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARSHALL WATER DISTRICT #1 serves 16,276 people · EPA ID KY0790319
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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