Bergen County and Emerson Borough property record for 186 Colonial Rd, Emerson, NJ 07630
| Property Type | Single Family Home |
|---|---|
| Details | 2,262 sqft · built 1957 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $540,000 (Sep 2018) |
| Tax Bill | $16,341 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Sep 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01013-0000-00006 |
| Primary APN | 14-01013-0000-00006 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,262 sqft Living Area |
| 1st Floor Area | 2,262 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Construction Type | Frame |
| Lot Area | 14,000 sqft (0.321 acres) |
| Lot Dimensions | 112 ft deep x 125 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 024002 |
|---|---|
| Street Address | 186 COLONIAL RD |
| City | EMERSON |
| State | NJ |
| Zip | 07630-1453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 125X112 5LT |
| Legal Subdivision | OWNERS HI-VIEW HOMES INC |
| Legal Block | 1013 |
| Legal Lot Number | 6 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EMERSON |
| Census Block Group | 5 |
| Census Block | 5013 |
| Census Tract | 14000 |
186 Colonial Rd is owned and occupied by two individuals who bought it in September 2018.
Source: Bergen County and Emerson Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 186 COLONIAL RD, EMERSON, NJ 07630-1453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK |
| Sep 19, 2018 | Executor's Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2018 · Amount on File |
| Deed Sale | Sep 19, 2018 · Amount on File |
| Deed Document Number | 201818-066740 |
| Deed Book / Page | 3057 / 148 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 186 COLONIAL RD, EMERSON, NJ 07630-1453 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0034521904 |
|---|---|
| Date | Jan 6, 2020 |
| Book Page | 3452/1904 |
| Instrument | 20-000744 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | HAMBURG, NJ 07419 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 19, 2018 |
| Property Address | 186 COLONIAL RD, EMERSON, NJ 07630-1453 |
| Document Number | 0030570148 |
| Book / Page | 3057 / 148 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 00018-066740 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 186 COLONIAL RD, EMERSON, NJ 07630-1453 |
The 2025 property tax bill for 186 Colonial Rd was $16,341, up 3.5% from the year before.
Source: Bergen County and Emerson Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Emerson Borough |
| Unified School District | Emerson Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $477,800 (-) Land $261,200 Building $216,600 | $477,800 (-) Land $261,200 Building $216,600 | |
| 2025 | $16,341.00 (+3.55%) | $477,800 Land $261,200 Building $216,600 | $477,800 Land $261,200 Building $216,600 |
| 2024 | $15,781.00 | ||
| 2023 | $477,800 Land $261,200 Building $216,600 | $477,800 Land $261,200 Building $216,600 | |
| 2022 | $14,467.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 186 Colonial Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1978–1999) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 186 Colonial Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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