186 Cole Ln, Berlin, CT 06037 Property Records

Berlin Town property record for 186 Cole Ln, Berlin, CT 06037

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,160 sqft · built 2004
Lot Size	1.06 acres (46,174 sqft)
Owner	Individual Name on File
Tax Bill	$8,870 (2025)
Deeds & Mortgages	Aug 2026 Transfer Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-3-62-15B`

Property Details

APN / Parcel Number

Primary APN	`14-3-62-15B`
Alternative APNs	`BERL M:14-3 B:62 L:15B` `BRLN M:14-3 B:62 L:15B` `1460806` `460806`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,160 sqft Living Area
Gross Area	4,890 sqft
1st Floor Area	1,080 sqft
Attic	Attic
Attic Area	576 sqft
Basement Area	1,080 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,174 sqft (1.06 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1460806
Street Address	186 COLE LN
City	BERLIN
State	CT
Zip	06037-2913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-21
Legal Block	62
Legal Lot Number	15B
Jurisdiction	BERLIN CT
Township / Civil Division	BERLIN
Census Block Group	1
Census Block	1012
Census Tract	400300

Owner

186 Cole Ln is owned and occupied by an individual who acquired it in August 2026.

Source: Berlin Town records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	186 COLE LN, BERLIN, CT 06037-2913
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Quit Claim Deed, Transfer Quitclaim
Mar 31, 2021	Deed of Trust, Mortgage · Balloon Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Mar 31, 2021	Deed of Trust, Mortgage · Balloon Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Sep 9, 2019	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 7, 2026
Transfer Doc	0849001005
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERLIN CT
Recording Date	Aug 20, 2026
Property Address	186 COLE LN, BERLIN, CT 06037-2913
Document Number	0849001005
Book / Page	849 / 1005
Instrument Date	Aug 7, 2026
Transaction Type	Transfer
Record Updated	Sep 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 COLE LN, BERLIN, CT 06037-2913

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN CT
Property Address	186 COLE LN, BERLIN, CT 06037-2913
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000786-278
Date	Mar 31, 2021
Book Page	786/278

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN CT
Property Address	186 COLE LN, BERLIN, CT 06037-2913
Transaction Type	Mortgage
Record Updated	Apr 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	786-278
Date	Mar 31, 2021
Book Page	786/278

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN CT
Property Address	186 COLE LN, BERLIN, CT 06037-2913
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	761-845
Date	Sep 9, 2019
Book Page	761/845
Instrument	1683160016

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 186 Cole Ln was $8,870.

Source: Berlin Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Berlin Town
Unified School District	Berlin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,870.00	$289,400 Land $99,200 Building $190,200	$202,580 Land $69,440 Building $133,140
2024	$8,870.00 (+3.68%)
2023	$8,555.00 (+10.37%)	$289,400 (+28.11%) Land $99,200 Building $190,200
2022	$7,751.00	$225,900 Land $82,800 Building $143,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 186 Cole Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Cole Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENSINGTON FIRE DISTRICT serves 7,553 people · EPA ID CT0070011
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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