Butler County property record for 186 Cole Dr, Fairfield Township, OH 45014
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,635 sqft · built 1955 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Jun 2021) |
| Tax Bill | $2,831 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Apr 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | A0700-052.000-001 |
| Primary APN | A0700-052.000-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,635 sqft Living Area |
| Gross Area | 1,104 sqft |
| 1st Floor Area | 1,104 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 109 ft deep x 150 ft wide |
| Garage Type | Detached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 114 sqft |
| Patio Area | 297 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Canopy | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0003300 |
|---|---|
| Old Parcel Number | A0700052.000001 |
| Street Address | 186 COLE DR |
| City | FAIRFIELD |
| State | OH |
| Zip | 45014-1504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2204 ENT |
| Legal Subdivision | CITY/FAIRFIELD |
| Jurisdiction | BUTLER OH |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10901 |
186 Cole Dr is owned and occupied by an individual who bought it in June 2021.
Source: Butler County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 186 COLE DR, FAIRFIELD, OH 45014-1504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 14, 2021 | Warranty Deed, Transfer · FHA Mortgage TCF NATIONAL BANK |
| Apr 30, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2021 · Amount on File |
| Deed Sale | Jun 14, 2021 · Amount on File |
| Prior Sale | Apr 30, 2020 |
| Deed Document Number | 0000034031 |
| Deed Book / Page | 9668 / 1297 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Jun 14, 2021 |
| Property Address | 186 COLE DR, FAIRFIELD, OH 45014-1504 |
| Document Number | 0000034031 |
| Book / Page | 9668 / 1297 |
| Instrument Date | Jun 7, 2021 |
| Instrument | 2021-00034031 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Title Company | CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 186 COLE DR, FAIRFIELD, OH 45014-1504 |
| Document Number | 0096681300 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 9668/1300 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Apr 30, 2020 |
| Property Address | 186 COLE DR, FAIRFIELD, OH 45014-1504 |
| Document Number | 0000017562 |
| Book / Page | 009434 / 000882 |
| Instrument Date | Feb 10, 2020 |
| Instrument | 17562 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3693 THORNGATE DR MASON OH 450407271, MASON, OH 45040-7271 |
The 2025 property tax bill for 186 Cole Dr was $2,831.
Source: Butler County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Butler County |
| Municipality | Fairfield City |
| Unified School District | Fairfield City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,831.00 | $75,980 Land $13,990 Building $61,990 | $217,090 Land $39,970 Building $177,120 |
| 2023 | $2,785.00 (+2.35%) | $75,980 (+34.41%) Land $13,990 Building $61,990 | $217,090 Land $39,970 Building $177,120 |
| 2022 | $2,721.00 | $56,530 Land $13,990 Building $42,540 | |
| 2020 | $161,500 Land $39,970 Building $121,530 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 186 Cole Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 63 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 186 Cole Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRFIELD CITY PWS serves 44,907 people · EPA ID OH0900715 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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