186 Cold Spring Dr, Westbrook, CT 06498 Property Records

Westbrook Town property record for 186 Cold Spring Dr, Westbrook, CT 06498

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,728 sqft · built 1972
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jul 1993)
Tax Bill	$5,828 (2025)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WBRO M:163 L:064`

Property Details

APN / Parcel Number

Primary APN	`WBRO M:163 L:064`
Alternative APN	`T0356000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	4,746 sqft
1st Floor Area	928 sqft
Attic	Attic
Attic Area	1,274 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	T0356000
Street Address	186 COLD SPRING DR
City	WESTBROOK
State	CT
Zip	06498-1555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Lot Number	64
Jurisdiction	WESTBROOK CT
Township / Civil Division	WESTBROOK
Census Block Group	2
Census Block	2011
Census Tract	680101

Owner

Source: Westbrook Town assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	186 COLD SPRING DR, WESTBROOK, CT 06498-1555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 30, 1993 · Amount on Record
Deed Sale	Jul 30, 1993 · Amount on Record
Deed Book / Page	157 / 520
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK CT
Property Address	186 COLD SPRING DR, WESTBROOK, CT 06498-1555
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00388-1023
Date	Oct 23, 2025
Book Page	388/1023

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Westbrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Westbrook Town
Unified School District	Westbrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,828.00	$259,020 (-) Land $108,860 Building $150,160	$181,314 Land $76,202 Building $105,112
2024	$5,828.00 (+5.54%)
2023	$5,522.00 (+2.7%)	$259,020 (-) Land $108,860 Building $150,160
2022	$5,377.00	$259,020 Land $108,860 Building $150,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20