DeKalb County property record for 186 Co Rd 792, Flat Rock, AL 35966
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 3,092 sqft · built 1995 |
| Lot Size | 3.67 acres (159,865 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $277,000 (May 2021) |
| Tax Bill | $1,326 (2026) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-05-21-0-000-006.002 |
| Primary APN | 03-05-21-0-000-006.002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 3,092 sqft Living Area |
| 1st Floor Area | 3,092 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 159,865 sqft (3.67 acres) |
| Porch | Patio |
| Porch Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 168445 |
|---|---|
| Street Address | 186 COUNTY ROAD 792 |
| City | FLAT ROCK |
| State | AL |
| Zip | 35966-8702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CONT 3.67 AC S21 T3S R10EPT OF SW-NW DESC AS: BEG 4882.16'E OF SW COR OF 1/4 1/4; TH:N 564.9' E 30.2' S 312.25' E 558'S |
| Legal Range | 10E |
| Legal Township | 03S |
| Legal Section | 21 |
| Jurisdiction | DEKALB AL |
| Township / Civil Division | IDER |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 960101 |
186 Co Rd 792 is owned and occupied by two individuals who bought it in May 2021.
Source: DeKalb County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 186 COUNTY ROAD 792, FLAT ROCK, AL 35966-8702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2024 | Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP |
| May 3, 2021 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2021 · Amount on File |
| Deed Sale | May 3, 2021 · Amount on File |
| Deed Book / Page | 3001 / 2761 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DEKALB AL |
| Recording Date | Jan 26, 2024 |
| Property Address | 186 COUNTY ROAD 792, FLAT ROCK, AL 35966-8702 |
| Document Number | 003004/477 |
| Book / Page | 3004 / 477 |
| Instrument Date | Jan 17, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 186 COUNTY ROAD 792, FLAT ROCK, AL 35966-8702 |
| Name | Verified Name |
|---|---|
| Address | 186 COUNTY ROAD 792, FLAT ROCK, AL 35966-8702 |
| Document Number | 0005004992 |
|---|---|
| Date | Jan 26, 2024 |
| Instrument | 5004//992 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DEKALB AL |
| Recording Date | May 3, 2021 |
| Property Address | 186 COUNTY ROAD 792, FLAT ROCK, AL 35966-8702 |
| Document Number | 03001/2761 |
| Book / Page | 3001 / 2761 |
| Instrument Date | Apr 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5243 AL HEY 75, IDER, AL 35981 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 186 COUNTY ROAD 792, FLAT ROCK, AL 35966-8702 |
| Document Number | 0050019026 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 5001/9026 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
The 2026 property tax bill for 186 Co Rd 792 was $1,326, down 6.6% from the year before.
Source: DeKalb County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | DeKalb County |
| Unified School District | DeKalb County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,326.00 (-6.55%) | ||
| 2025 | $1,419.00 | $39,980 Land $4,220 Building $35,760 | $399,700 Land $42,100 Building $357,600 |
| 2023 | $907.00 (+4.61%) Homeowner's exemption | $27,100 (+4.31%) | $270,883 (-2.12%) Land $21,183 Building $249,700 |
| 2022 | $867.00 Homeowner's exemption | $25,980 Land $1,120 Building $24,860 | $276,740 Land $28,240 Building $248,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 186 Co Rd 792 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 186 Co Rd 792 is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 85% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Farmers Telecommunications Cooperative Fiber | 1,000 / 1,000 |
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