186 Co Rd 429, Muenster, TX 76252 Property Records

Cooke County property record for 186 Co Rd 429, Muenster, TX 76252

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 1,200 sqft · built 2003
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$400,356 (Sep 2026)
Tax Bill	$6,651 (2026)
Deeds & Mortgages	Sep 2026 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1050-002-00001`

Property Details

APN / Parcel Number

Primary APN	`1050-002-00001`
Alternative APN	`128045`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,200 sqft Living Area
Gross Area	2,000 sqft
1st Floor Area	1,200 sqft
2nd Floor Area	800 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Foundation Type	Pier/Post & Beam
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Porch	Slab
Porch Area	928 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1050-002-00001
Street Address	186 COUNTY ROAD 429
City	MUENSTER
State	TX
Zip	76252
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TOBY T 1050 ACRES 5.0
Legal Subdivision	TOBY T
Jurisdiction	COOKE TX
Township / Civil Division	MUENSTER
Census Block Group	2
Census Block	2014
Census Tract	200

Owner

186 Co Rd 429, a rural home, is owned and occupied by an individual who bought it in September 2026.

Source: Cooke County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	186 COUNTY ROAD 429, MUENSTER, TX 76252
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed, Transfer · VA Mortgage PLANET HOME LENDING
May 19, 2022	Vendor's Lien, Transfer GUILD MORTGAGE CO
Jun 27, 2017	Vendor's Lien, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2026 · Amount on File
Deed Sale	Sep 14, 2026 · Amount on File
Prior Sale	May 19, 2022 · Amount on File
Deed Document Number	20266950
Deed Book / Page	2808 / 416
Prior Transfer Date	May 17, 2022
Prior Transfer Doc	0000004534
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COOKE TX
Recording Date	Sep 14, 2026
Property Address	186 COUNTY ROAD 429, MUENSTER, TX 76252
Document Number	0000006950
Book / Page	2808 / 416
Instrument Date	Sep 11, 2026
Instrument	20266950
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 COUNTY ROAD 429, MUENSTER, TX 76252

Mortgage

Document Number	0000006951,
Date	Sep 14, 2026
Book Page	2808/420
Instrument	20266951

Lender

Name	PLANET HOME LENDING

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	May 19, 2022
Property Address	186 COUNTY ROAD 429, MUENSTER, TX 76252
Document Number	002512/312
Book / Page	2512 / 312
Instrument Date	May 17, 2022
Instrument	2022-4534
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	143 CLOVER MEADOW LN, COPPELL, TX 75019-2565

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 CHERRYWOOD TRL, COPPELL, TX 75019-6373

Mortgage

Document Number	0020224535
Date	May 19, 2022
Instrument	2022-4535

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

June 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Jun 27, 2017
Property Address	186 COUNTY ROAD 429, MUENSTER, TX 76252
Document Number	002138/813
Book / Page	2138 / 813
Instrument Date	Jun 26, 2017
Instrument	2017-75268
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7112 BROOKHAVEN CT, NORTH RICHLAND HILLS, TX 76182-3601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 CLOVER MEADOW LN, COPPELL, TX 75019-2565

Mortgage

Document Number	0201775269
Date	Jun 27, 2017
Instrument	2017-75269

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 186 Co Rd 429 was $6,651, up 4.8% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Saint Jo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,651.00 (+4.79%)	$401,820 (+4.8%) Land $117,475 Building $284,345	$401,820 (+4.8%) Land $117,475 Building $284,345
2025	$6,347.00 (+187.98%)	$383,425 Land $99,080 Building $284,345	$383,425 Land $99,080 Building $284,345
2024	$2,204.00
2023		$366,997 Land $68,790 Building $298,207	$366,997 Land $68,790 Building $298,207

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 186 Co Rd 429 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2009–2015)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Co Rd 429 is high, ranking above 79% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 72% of Texas
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 429

Nearby Streets

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