186 Co Rd 412, Killen, AL 35645 Property Records

Lauderdale County property record for 186 Co Rd 412, Killen, AL 35645

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,741 sqft · built 2001
Lot Size	0.539 acres (23,522 sqft)
Owner	Individual Name on Record
Last Sale	$1,050,000 (Mar 2024)
Tax Bill	$6,720 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2019 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`22-01-02-0-000-035-000`

Property Details

APN / Parcel Number

Primary APN	`22-01-02-0-000-035-000`
Alternative APNs	`096604` `108544` `44776` `96604`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,741 sqft Living Area
1st Floor Area	2,097 sqft
2nd Floor Area	1,701 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Brick
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	23,522 sqft (0.539 acres)
Lot Dimensions	235 ft deep x 102 ft wide

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	720 sqft
Patio Area	1,024 sqft
Bath House	1,024 sqft
Utility Building	400 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	108544
Street Address	186 COUNTY ROAD 412
City	KILLEN
State	AL
Zip	35645-7815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	100 X 235.35 LOCUST DELL ADD NO 1 LOT 8 .54 AC/C SEC 02 T3S R9W PB 5 PG 24
Legal Range	09W
Legal Township	03S
Legal Section	02
Legal Subdivision	LOCUST DELL ADD
Legal Lot Number	8
Jurisdiction	LAUDERDALE AL
Township / Civil Division	KILLEN
Census Block Group	2
Census Block	2050
Census Tract	11606

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1213 CENTRAL AVE # A, A, CINCINNATI, OH 45214-2881
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage CB&S BANK
Jul 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage CB&S BANK
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage CB&S BANK
Apr 29, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Mar 18, 2024	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK
Jul 27, 2020	Survivorship Deed, Transfer
Jul 25, 2017	Survivorship Deed, Transfer · Conventional Mortgage CB & S BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2024 · Amount on Record
Deed Sale	Mar 18, 2024 · Amount on Record
Prior Sale	Jul 27, 2020 · Amount on Record
Deed Document Number	0020249245
Deed Book / Page	2024 / 9245
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	186 COUNTY ROAD 412, KILLEN, AL 35645-7815
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/27547
Date	Jul 3, 2019
Book Page	2019/27547

Lender

Name	CB&S BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	186 COUNTY ROAD 412, KILLEN, AL 35645-7815
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/28898
Date	Jul 15, 2019
Book Page	2019/28898

Lender

Name	CB&S BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 1, 2024

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	186 COUNTY ROAD 412, KILLEN, AL 35645-7815
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/35118
Date	Jul 17, 2020
Book Page	2020/35118

Lender

Name	CB&S BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 22, 2025

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	186 COUNTY ROAD 412, KILLEN, AL 35645-7815
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/18575
Date	Apr 29, 2020
Book Page	2020/18575

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	186 COUNTY ROAD 412, KILLEN, AL 35645-7815
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023/41950
Date	Oct 3, 2023
Book Page	2023/41950

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 25, 2024

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Mar 18, 2024
Property Address	186 COUNTY ROAD 412, KILLEN, AL 35645-7815
Document Number	02024/9245
Book / Page	2024 / 9245
Map Reference	MB 5 PG 24
Instrument Date	Mar 13, 2024
Transaction Type	Transfer
Record Updated	Apr 10, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3728 S WOODTRAIL RD SW, DECATUR, AL 35603-3372

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1213 CENTRAL AVE # A, A, CINCINNATI, OH 45214-2881

Mortgage

Document Number	0202409247
Date	Mar 18, 2024
Instrument	2024/09247

Lender

Name	EAGLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

July 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jul 27, 2020
Property Address	186 COUNTY ROAD 412, KILLEN, AL 35645-7815
Document Number	2020/37557
Book / Page	2020 / 37557
Map Reference	MB 5 PG 24
Instrument Date	Jul 27, 2020
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3728 S WOODTRAIL RD SW, DECATUR, AL 35603-3372

July 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jul 25, 2017
Property Address	186 COUNTY ROAD 412, KILLEN, AL 35645-7815
Document Number	2017/32480
Book / Page	2017 / 32480
Instrument Date	Jul 18, 2017
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 PLANTATION SPRINGS DR, FLORENCE, AL 35630-8917

Mortgage

Document Number	2017/32483
Date	Jul 25, 2017
Book Page	2017/32483

Lender

Name	CB & S BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Aug 25, 2018

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,720.00 (+100.9%)	$192,020 (+833.95%)	$960,060 (+0.49%) Land $234,400 Building $725,660
2024	$3,345.00 (-1.47%)	$20,560 (-) Land $20,560	$955,400 (-) Land $205,600 Building $749,800
2023	$3,395.00 (+6.56%)	$20,560 (-77.06%) Land $20,560	$955,400 (+6.63%) Land $205,600 Building $749,800
2022	$3,186.00	$89,620	$896,000 Land $182,900 Building $713,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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