186 Cliff Rd, Nantucket, MA 02554 Property Records

Nantucket County and Nantucket Town property record for 186 Cliff Rd, Nantucket, MA 02554

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,539 sqft · built 2007
Lot Size	1.53 acres (67,007 sqft)
Owner	Trust Name on File
Tax Bill	$22,980 (2025)
Deeds & Mortgages	Feb 2022 Refinance Feb 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`NANT M:00041 P:00067`

Property Details

APN / Parcel Number

Primary APN	`NANT M:00041 P:00067`
Alternative APN	`1802`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,539 sqft Living Area
Gross Area	10,588 sqft
1st Floor Area	3,377 sqft
Basement Area	1,050 sqft
Unfinished Basement	1,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	67,007 sqft (1.53 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1802
Street Address	186 CLIFF RD
City	NANTUCKET
State	MA
Zip	02554-2176
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LUG1
Legal Subdivision	PLAN 9455-P
Jurisdiction	NANTUCKET MA
Township / Civil Division	NANTUCKET
Census Block Group	1
Census Block	1026
Census Tract	950307

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Nantucket Historic District listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

186 Cliff Rd is held in a trust since February 2018.

Source: Nantucket County and Nantucket Town records, as of April 14, 2026

Owner of Record	Trust Name on File
Mailing Address	111 23RD ST NW # 4F, 4F, WASHINGTON, DC 20037
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TRUIST BANK
Feb 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2018
Deed Sale	Feb 5, 2018
Prior Sale	Jan 19, 2007 · Amount on File
Transfer Doc	0000157622
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NANTUCKET MA
Property Address	186 CLIFF RD, NANTUCKET, MA 02554-2176
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000173165
Date	Feb 23, 2022
Instrument	173165

Lender

Name	TRUIST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NANTUCKET MA
Recording Date	Feb 5, 2018
Property Address	186 CLIFF RD, NANTUCKET, MA 02554-2176
Document Number	0000157622
Instrument Date	Feb 1, 2018
Instrument	157622
Transaction Type	Transfer
Record Updated	Feb 28, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3005 O ST NW WASHINGTON DC 200073108, WASHINGTON, DC 20007-3108

Tax Assessment & Valuation

The 2025 property tax bill for 186 Cliff Rd was $22,980, up 7.9% from the year before.

Source: Nantucket County and Nantucket Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Nantucket County
County Subdivision	Nantucket Town
Unified School District	Nantucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$22,980.00 (+7.85%)	$7,006,200 (+2.92%) Land $2,562,900 Building $4,443,300
2024	$21,307.00 (+20.35%)	$6,807,400 (+23.43%) Land $2,562,900 Building $4,244,500
2023	$17,704.00	$5,515,400 Land $2,317,800 Building $3,197,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 186 Cliff Rd in Zone X, an area of minimal flood risk, though there have been 113 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 125 policies
Nearby Flood Policies	125 in force
Nearby Flood Claims	113 (1979–2023)
Claims Outside the SFHA	86 of 113
Most Recent Claim	May 2023 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 9 claims Winter Coastal Storm, Dec 1992 · 8 claims Coastal Storm, Oct 1991 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Cliff Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WANNACOMET WATER COMPANY serves 27,703 people · EPA ID MA4197000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	67 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Nearby Properties on Cliff Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures