Pontotoc County property record for 186 Clark St, Pontotoc, MS 38863
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,980 sqft · built 1928 |
| Owner | Individual Name on File |
| Tax Bill | $1,040 (2025) |
| Deeds & Mortgages | Sep 2024 Mortgage May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 173C-33-01-007 |
| Primary APN | 173C-33-01-007 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,980 sqft Living Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Shingle |
| Deck Area | 190 sqft |
| Utility Building | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 13183 |
|---|---|
| Street Address | 186 CLARK ST |
| City | PONTOTOC |
| State | MS |
| Zip | 38863-1610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PTLT6 PPS SW1/4 WB7-390 20090571 2/9/09 20120799 2/16/12 20126442 12/20/12 20231827 5/26/23 662 297 4652 |
| Legal Lot Number | 6 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 950300 |
Source: Pontotoc County records · APN 173C-33-01-007
Assessment roll updated September 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 186 CLARK ST, PONTOTOC, MS 38863-1610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 26, 2023 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 26, 2023 |
| Deed Sale | May 26, 2023 |
| Deed Document Number | 2023001827 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 186 CLARK ST, PONTOTOC, MS 38863-1610 |
| Transaction Type | Mortgage |
| Record Updated | Nov 05, 2025 |
| Name | Verified Name |
|---|---|
| Address | 186 CLARK ST, PONTOTOC, MS 38863-1610 |
| Document Number | 2024003198 |
|---|---|
| Date | Sep 11, 2024 |
| Instrument | 2024003198 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Recording Date | May 26, 2023 |
| Property Address | 186 CLARK ST, PONTOTOC, MS 38863-1610 |
| Document Number | 2023001827 |
| Instrument Date | May 26, 2023 |
| Instrument | 2023001827 |
| Transaction Type | Transfer |
| Record Updated | Nov 05, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 177 N BROOKS ST, PONTOTOC, MS 38863-1614 |
| Name | Verified Name |
|---|---|
| Address | 186 CLARK ST, PONTOTOC, MS 38863-1610 |
| Document Number | 2023001828 |
|---|---|
| Date | May 26, 2023 |
| Instrument | 2023001828 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
Source: Pontotoc County records · Assessment roll updated September 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Municipality | Pontotoc City |
| Unified School District | Pontotoc City Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,040.00 (-29.87%) Homeowner's exemption Senior Citizen's exemption | $7,838 (-32.59%) | $77,522 (-) Land $9,000 Building $68,522 |
| 2023 | $1,483.00 | $11,628 | $77,522 Land $9,000 Building $68,522 |
Source: FEMA National Flood Hazard Layer as of August 19, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2019 · other causes |
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| BCI Mississippi Broadband Fiber · Cable in parts of the area | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Tombigbee Electric Power Association Fiber | 2,000 / 1,000 |
| Telapex Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 160 locations within half a mile of this property.
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