186 Circle Dr, Walnut Creek, CA 94595 Property Records

Contra Costa County property record for 186 Circle Dr, Walnut Creek, CA 94595

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,904 sqft · built 1978
Lot Size	0.258 acres (11,250 sqft)
Owner	Company Name on Record
Last Sale	$1,230,000 (Jul 2020)
Tax Bill	$804 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2020 Sale & Construction Loan + 2 more
Flood Zone	Zone X (moderate risk)
APN	`184-212-013-9`

Property Details

APN / Parcel Number

Primary APN	`184-212-013-9`
Alternative APN	`184-212-013`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,904 sqft Living Area
1st Floor Area	1,904 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1985
Lot Area	11,250 sqft (0.258 acres)
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	186 CIRCLE DR
City	WALNUT CREEK
State	CA
Zip	94595-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	PCL MAP 60 PG 8 PCL B
Legal Subdivision	PARCEL MAPS MS 202-77
Legal Tract	60PM8
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4004
Census Tract	334200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1671 NEWELL AVE, WALNUT CREEK, CA 94595-1429
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage HERITAGE BANK OF COMMERCE
Jul 15, 2020	Grant Deed, Transfer · Construction Mortgage PACIFIC FREEDOM FUND LLC
Dec 6, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Oct 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2020 · Amount on Record
Deed Sale	Jul 15, 2020 · Amount on Record
Prior Sale	Aug 13, 2010 · Amount on Record
Deed Document Number	2020141069
Prior Transfer Date	Apr 23, 2014
Prior Transfer Doc	0000089682
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	186 CIRCLE DR, WALNUT CREEK, CA 94595-1709
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1671 NEWELL AVE, WALNUT CREEK, CA 94595-1429

Mortgage

Document Number	0000233543
Date	Oct 9, 2020
Instrument	2020-233543

Lender

Name	HERITAGE BANK OF COMMERCE
Type	Bank
Address	SAN JOSE, CA 95110

Agreement

Amount	Amount Recorded

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 15, 2020
Property Address	186 CIRCLE DR, WALNUT CREEK, CA 94595-1709
Document Number	0000141069
Instrument Date	Jul 7, 2020
Instrument	141069
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,353.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1761 NEWELL AVE WALNUT CREEK CA 94595, WALNUT CREEK, CA 94595

Mortgage

Document Number	141070
Date	Jul 15, 2020
Instrument	141070

Lender

Name	PACIFIC FREEDOM FUND LLC
Address	1555 GRANT AVE, NOVATO, CA 94945-3120

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 14, 2021

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	186 CIRCLE DR, WALNUT CREEK, CA 94595-1709
Document Number	0000238953
Instrument Date	Dec 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	186 CIRCLE DR WALNUT CREEK CA 945951709, WALNUT CREEK, CA 94595-1709

Mortgage

Document Number	0000238953
Date	Dec 20, 2017
Instrument	238953

Lender

Name	BANK OF THE WEST
Type	Bank
Address	WALNUT CREEK, CA 94596

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2047

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	186 CIRCLE DR, WALNUT CREEK, CA 94595-1709
Document Number	0000222769
Instrument Date	Oct 24, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	186 CIRCLE DR WALNUT CREEK CA 945951709, WALNUT CREEK, CA 94595-1709

Mortgage

Document Number	0000222769
Date	Nov 28, 2017
Instrument	222769

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 27, 2032

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Walnut Creek Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,358,016 (+2%) Land $993,671 Building $364,345
2025	$804.00 (+7.63%) Additional exemption filed	$1,331,389 (+4.04%) Land $974,188 Building $357,201
2023	$747.00 (+0.95%) Additional exemption filed	$1,279,692 Land $936,360 Building $343,332
2022	$740.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1995–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Etheric Networks, Sonic Telecom, Verizon.

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