186 Chestnut St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 186 Chestnut St, Lynn, MA 01902

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,198 sqft · built 1900
Lot Size	0.068 acres (2,958 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,462 (2025)
Deeds & Mortgages	May 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`B:095 L:608 S:004`

Property Details

APN / Parcel Number

Primary APN	`B:095 L:608 S:004`
Alternative APN	`LYNN M:095 B:608 L:004`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,198 sqft Living Area
Gross Area	4,352 sqft
Basement Area	1,066 sqft
Unfinished Basement	1,066 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	2,958 sqft (0.068 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	186 CHESTNUT ST
City	LYNN
State	MA
Zip	01902-4099
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	B
Legal Block	608
Legal Lot Number	4
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3005
Census Tract	206500

Owner

186 Chestnut St, a triplex, is owned by two individuals who acquired it in April 2023.

Source: Essex County and Lynn City records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	176 WINDSOR AVE, SWAMPSCOTT, MA 01907-1048
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2014
Deed Sale	Sep 18, 2014
Prior Sale	Feb 9, 2009 · Amount on File
Last Transfer Date	Apr 7, 2023
Transfer Doc	0041587-10
Record Updated	Oct 29, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	May 30, 2023
Property Address	186 CHESTNUT ST, LYNN, MA 01902-4099
Document Number	0041587-10
Book / Page	41587 / 10
Instrument Date	Apr 7, 2023
Instrument	20230530002370
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 WINDSOR AVE, SWAMPSCOTT, MA 01907-1048

Tax Assessment & Valuation

The 2025 property tax bill for 186 Chestnut St was $7,462, up 0.4% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,462.00 (+0.43%)	$720,300 (+2.08%) Land $174,700 Building $545,600
2024	$7,430.00 (+5.38%)	$705,600 (+11.57%) Land $166,000 Building $539,600
2023	$7,051.00	$632,400 Land $151,200 Building $481,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 186 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 186 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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