Middlesex County and Newton City property record for 186 Cherry St, West Newton, MA 02465
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,642 sqft · built 1945 |
| Lot Size | 0.202 acres (8,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $780,000 (Jun 2017) |
| Tax Bill | $9,462 (2026) |
| Deeds & Mortgages | Jun 2020 Refinance Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34023 0023 |
| Primary APN | 34023 0023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,642 sqft Living Area |
| Gross Area | 3,634 sqft |
| 1st Floor Area | 1,642 sqft |
| Basement Area | 1,694 sqft |
| Unfinished Basement | 1,220 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,800 sqft (0.202 acres) |
| Garage Type | Detached |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 34023 0023 |
|---|---|
| Street Address | 186 CHERRY ST |
| City | WEST NEWTON |
| State | MA |
| Zip | 02465-1242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR3 |
| Legal Block | 23 |
| Legal Lot Number | 23 |
| Jurisdiction | NEWTON MA |
| Township / Civil Division | NEWTON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 374600 |
186 Cherry St is owned and occupied by two individuals who bought it in June 2017.
Source: Middlesex County and Newton City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 186 CHERRY ST, WEST NEWTON, MA 02465-1242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 24, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Jun 15, 2017 | Quit Claim Deed, Transfer GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2017 · Amount on File |
| Deed Sale | Jun 15, 2017 · Amount on File |
| Prior Sale | May 28, 1999 · Amount on File |
| Deed Book / Page | 69438 / 185 |
| Transfer Doc | 069438-185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON MA |
| Property Address | 186 CHERRY ST, NEWTON, MA 02465-1242 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74957-320 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 74957/320 |
| Instrument | 99134 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEWTON MA |
| Recording Date | Jun 15, 2017 |
| Property Address | 186 CHERRY ST, NEWTON, MA 02465-1242 |
| Document Number | 69438-185 |
| Book / Page | 069438 / 000185 |
| Instrument Date | Jun 9, 2017 |
| Instrument | 90415 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,556.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 186 CHERRY ST NEWTON MA 024651242, NEWTON, MA 02465-1242 |
| Document Number | 69438-189 |
|---|---|
| Date | Jun 15, 2017 |
| Book Page | 069438/000189 |
| Instrument | 90416 |
| Name | GUARANTEED RATE |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 14, 2047 |
The 2026 property tax bill for 186 Cherry St was $9,462, up 3.8% from the year before.
Source: Middlesex County and Newton City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Newton City |
| Unified School District | Newton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,462.00 (+3.82%) | $976,500 (+5%) Land $877,200 Building $99,300 | $1,155,105 (-) |
| 2025 | $9,114.00 (+3.43%) | $930,000 (+3%) Land $835,400 Building $94,600 | $1,155,105 (+3.22%) |
| 2024 | $8,812.00 (+4.54%) | $902,900 (+9.05%) Land $811,100 Building $91,800 | $1,119,100 |
| 2023 | $8,429.00 | $828,000 Land $618,500 Building $209,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 186 Cherry St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2001 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 186 Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWTON WATER DEPT. (MWRA) serves 88,931 people · EPA ID MA3207000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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