186 Cherry St, Canton, NC 28716 Property Records

Haywood County property record for 186 Cherry St, Canton, NC 28716 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1963
Square Footage	1,408 sqft Heated Area
Lot Size	16,553 sqft (0.38 acres)
Occupancy	Owner Occupied
Last Sale	$76,000 (2012)
Tax Bill	$1,062.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8657-84-2053`
Alternative APN	`240200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,408 sqft Heated Area
Gross Area	2,197 sqft Gross Area
1st Floor	1,408 sqft 1st Floor
Basement Area	1,408 sqft Basement
Unfinished Basement	1,408 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Conventional Style
Exterior Material	Brick Veneer Exterior
Roof Material	Asphalt Roof
Lot Area	16,553 sqft (0.38 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Utilities and HVAC

Cooling System	Partial Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	240200
Street Address	186 CHERRY ST
City	CANTON
State	NC
Zip	28716-3858
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	186 CHERRY ST
Legal Subdivision	J T HORNEY ANX
Jurisdiction	HAYWOOD NC
Minor Civil Division	BEAVERDAM
Census Blockgroup	2
Census Block	2033
Census Tract	920202

Owner

Source: Haywood County records · APN 8657-84-2053

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	186 CHERRY ST, CANTON, NC 28716-3858
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 09, 2012 · Amount on Record
Deed Sale	Mar 09, 2012 · Amount on Record
Prior Sale	Jun 09, 2011 · Amount on Record
Deed Doc Number	20122069
Deed Book / Page	819 / 1790
Prior Transfer Date	Dec 22, 2008
Prior Transfer Doc	0007510324
Record Refreshed	Sep 20, 2026

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAYWOOD NC
Property Address	186 CHERRY ST, CANTON, NC 28716-3858
Document Number	0009921835
Instrument Date	Feb 12, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	AMROCK INC

Transaction

Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	80 CHERRY ST CANTON NC 287163810, CANTON, NC 28716-3810

Mortgage

Document Number	0009921835
Date	Mar 06, 2020
Book Page	000992/001835
Instrument	2125

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 05, 2050

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Canton Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,200 (-) Land $23,300 Building $140,900
2025	$1,062.00	$164,200 (-) Land $23,300 Building $140,900	$164,200 (-) Land $23,300 Building $140,900
2023		$164,200 Land $23,300 Building $140,900	$164,200 (-) Land $23,300 Building $140,900
2021			$164,200 Land $23,300 Building $140,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.